Cleveland County property record for 1020 Reginald Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,192 sqft · built 1996 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Last Sale | $412,000 (Feb 2016) |
| Tax Bill | $5,954 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29ARBOR 3 1001 |
| Primary APN | NC29ARBOR 3 1001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,192 sqft Living Area |
| Gross Area | 4,061 sqft |
| 1st Floor Area | 3,192 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 653 sqft |
| Porch | Enclosed Porch |
| Porch Area | 642 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24886 |
|---|---|
| Street Address | 1020 REGINALD DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKE ADD LT 1 BLK 3 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 28 |
| Legal Subdivision | ARBOR LAKE |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 201514 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1020 REGINALD DR, NORMAN, OK 73072-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 3, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST BANK & TRUST CO |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on Record |
| Deed Sale | Feb 23, 2016 · Amount on Record |
| Prior Sale | Sep 10, 2010 · Amount on Record |
| Deed Document Number | 20165499 |
| Deed Book / Page | 5517 / 245 |
| Last Transfer Date | Feb 22, 2022 |
| Transfer Doc | R202206270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 3, 2022 |
| Property Address | 1020 REGINALD DR, NORMAN, OK 73072-3701 |
| Document Number | R202228141 |
| Book / Page | 6457 / 1021 |
| Instrument Date | Jul 29, 2022 |
| Instrument | R 2022 28141 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3051 WISTER ROAD, NORMAN, OK 73069 |
| Document Number | R202228253 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | R 2022 28253 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 29, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 1020 REGINALD DR, NORMAN, OK 73072-3701 |
| Document Number | 0000039333 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1020 REGINALD DR NORMAN OK 730723701, NORMAN, OK 73072-3701 |
| Document Number | 0000039333 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 005999/000533 |
| Instrument | 39333 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 8, 2034 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,954.00 (+6.15%) Homeowner's exemption | $50,615 (+6.09%) Land $8,415 Building $42,200 | $564,612 (+13.23%) Land $93,874 Building $470,738 |
| 2023 | $5,609.00 Homeowner's exemption | $47,709 Land $8,419 Building $39,290 | $498,643 Land $88,000 Building $410,643 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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