Randolph County property record for 1020 Randolph St, Ruma, IL 62278
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Nov 2022) |
| Tax Bill | $2,615 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-150-019-00 |
| Primary APN | 13-150-019-00 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 1020 RANDOLPH ST |
|---|---|
| City | RUMA |
| State | IL |
| Zip | 62278-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 444/885 757/648 2022R03555 LOT 6 HENRY'S FIRST ADD. TO RUMA |
| Legal Subdivision | HENRY'S FIRST ADD |
| Legal Lot Number | 6 |
| Jurisdiction | RANDOLPH IL |
| Township / Civil Division | RUMA |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 950900 |
1020 Randolph St is owned and occupied by an individual who bought it in November 2022.
Source: Randolph County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 RANDOLPH ST, RUMA, IL 62278-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Feb 5, 2007 · Amount on File |
| Deed Document Number | 20223555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RANDOLPH IL |
| Recording Date | Nov 15, 2022 |
| Property Address | 1020 RANDOLPH ST, RUMA, IL 62278-2620 |
| Document Number | 2022R03555 |
| Map Reference | PC 5 JAC 71 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022R03555 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | NOT AVAILABLE, RCA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 RANDOLPH ST, RUMA, IL 62278-2620 |
| Document Number | 2022R03556 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022R03556 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
The 2025 property tax bill for 1020 Randolph St was $2,615 with a homeowner's exemption, up 7.7% from the year before.
Source: Randolph County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Randolph County |
| Municipality | Ruma Village |
| Unified School District | Red Bud Community Unit School District 132 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,615.00 (+7.75%) Homeowner's exemption | $53,795 (+6.83%) Land $10,300 Building $43,495 | $161,385 (+6.83%) Land $30,900 Building $130,485 |
| 2024 | $2,427.00 Homeowner's exemption | $50,355 Land $9,640 Building $40,715 | $151,065 Land $28,920 Building $122,145 |
| 2022 | $2,084.00 Homeowner's exemption | $44,095 Land $8,445 Building $35,650 | $132,285 Land $25,335 Building $106,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 Randolph St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 Randolph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUMA serves 341 people · EPA ID IL1570550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave.
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