1020 Prospect Ave, Toledo, OH 43606 Property Records

Lucas County property record for 1020 Prospect Ave, Toledo, OH 43606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,145 sqft · built 1913
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Feb 2005)
Tax Bill	$1,139 (2024)
Deeds & Mortgages	Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-58357`

Property Details

APN / Parcel Number

Primary APN	`04-58357`
Alternative APN	`04027008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	1,109 sqft
2nd Floor Area	1,036 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,073 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Enclosed Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 PROSPECT AVE
City	TOLEDO
State	OH
Zip	43606-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	ENGLEWOOD LOT 140 E 20 FT & W 20 FT141
Legal Subdivision	ENGLEWOOD
Legal Tract	26
Legal Lot Number	140
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1003
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West End District listed 1973 · 14 contributing resources · NRIS 73001503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lucas County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 PROSPECT AVE, TOLEDO, OH 43606-4834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2005 · Amount on Record
Deed Sale	Feb 7, 2005 · Amount on Record
Prior Sale	Apr 14, 2003 · Amount on Record
Deed Document Number	20058293
Last Transfer Date	Feb 24, 2015
Transfer Doc	0000007993
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUCAS OH
Property Address	1020 PROSPECT AVE, TOLEDO, OH 43606-4834
Document Number	0000034916
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PROSPECT AVE TOLEDO OH 436064834, TOLEDO, OH 43606-4834

Mortgage

Document Number	0000034916
Date	Aug 29, 2019
Instrument	34916

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,020 (-) Land $2,695 Building $17,325	$57,200 (-) Land $7,700 Building $49,500
2024	$1,139.00 (+12.44%)	$20,020 (+44.44%) Land $2,695 Building $17,325	$57,200 (+44.44%) Land $7,700 Building $49,500
2023	$1,013.00 (-0.59%)	$13,860 (-) Land $2,345 Building $11,515
2022	$1,019.00 Homeowner's exemption	$13,860 Land $2,345 Building $11,515
2021			$39,600 Land $6,700 Building $32,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T.

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