1020 Prairie Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1020 Prairie Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,419 sqft · built 1989
Lot Size0.23 acres (10,050 sqft)
OwnerIndividual Name on Record
Last Sale$242,500 (May 2019)
Deeds & MortgagesFeb 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-35-251-010

Property Details

APN / Parcel Number

Primary APN19-35-251-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,419 sqft
Gross Area3,289 sqft
1st Floor Area1,143 sqft
2nd Floor Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,050 sqft (0.23 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1020 PRAIRIE DR
CityALGONQUIN
StateIL
Zip60102-4288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0015534 LT 10 BLK 8 GLENMOOR SUB UNIT III
Legal Range08E
Legal Township43N
Legal Section35
Legal SubdivisionGLENMOOR
Legal Block8
Legal Lot Number10
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1017
Census Tract871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1020 PRAIRIE DR, ALGONQUIN, IL 60102-4288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION 1
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleFeb 17, 2012 · Amount on Record
Deed Document NumberSPECIAL WARRANTY
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1020 PRAIRIE DR, ALGONQUIN, IL 60102-4288
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007805
DateFeb 10, 2021
Instrument2021R0007805
Lender
NameCREDIT UNION 1
TypeCredit Union
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 31, 2019
Property Address1020 PRAIRIE DR, ALGONQUIN, IL 60102-4288
Document Number0000015534
Map ReferenceDOC 88R032212
Instrument DateMay 4, 2019
Instrument2019R0015534
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$363.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1020 PRAIRIE DR, ALGONQUIN, IL 60102-4288

Mortgage

Document Number0000015535
DateMay 31, 2019
Instrument2019R0015535
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$94,183 Land $20,766 Building $73,417$282,549 Land $62,298 Building $220,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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