1020 Pine St, Osage, IA 50461 Property Records

Mitchell County property record for 1020 Pine St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,040 sqft · built 1964
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2017)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1024328003`

Property Details

APN / Parcel Number

Primary APN	`1024328003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1020 PINE ST
City	OSAGE
State	IA
Zip	50461-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 45
Legal Subdivision	CITY OF OSAGE
Legal Block	45
Legal Lot Number	3
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2014
Census Tract	560300

Owner

1020 Pine St is owned and occupied by an individual who bought it in July 2017.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 PINE ST, OSAGE, IA 50461-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jul 25, 2017	Special Warranty Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Deed Document Number	20171292
Deed Book / Page	2017 / 1292
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	1020 PINE ST, OSAGE, IA 50461-1602
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1044
Date	Jun 6, 2022
Book Page	2022/1044
Instrument	2022 1044

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	1020 PINE ST, OSAGE, IA 50461-1602
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/917
Date	May 18, 2021
Book Page	2021/917
Instrument	2021 917

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Jul 25, 2017
Property Address	1020 PINE ST, OSAGE, IA 50461-1602
Document Number	02017/1292
Book / Page	2017 / 1292
Instrument Date	Jul 6, 2017
Instrument	2017 1292
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 STATE ST, OSAGE, IA 50461-1637

Mortgage

Document Number	02017/1293
Date	Jul 25, 2017
Book Page	2017/1293
Instrument	2017 1293

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Pine St was $1,854 with a homeowner's exemption, up 0.9% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+0.87%) Homeowner's exemption	$127,870 Land $14,850 Building $113,020	$127,870 Land $14,850 Building $113,020
2024	$1,838.00
2023		$120,830 (+28.47%) Land $14,850 Building $105,980	$120,830 Land $14,850 Building $105,980
2022	$1,610.00 Homeowner's exemption	$94,050 Land $14,850 Building $79,200
2021			$94,050 Land $14,850 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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