1020 Pine St, Orlando, FL 32824 Property Records

Orange County property record for 1020 Pine St, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2000
Lot Size	0.324 acres (14,108 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Feb 2015)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-29-8232-09-022`

Property Details

APN / Parcel Number

Primary APN	`36-23-29-8232-09-022`
Alternative APNs	`292336823209022` `426338` `431998` `436486`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	1,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,108 sqft (0.324 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1020 PINE ST
City	ORLANDO
State	FL
Zip	32824-8340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SPAHLERS RESUB F/127 THE E 57 FT OF E 114 FT OF N 247.5 FT O F W 352 FT OF LOT I ON MAP 1-24-29 NE
Legal Range	29E
Legal Township	23S
Legal Section	36
Legal Subdivision	SPAHLERS ADD TO TAFT RESUB
Legal Tract	8232
Legal Block	9
Legal Lot Number	I
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1027
Census Tract	16804

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 PINE ST, ORLANDO, FL 32824-8340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2015 · Amount on Record
Deed Sale	Feb 4, 2015 · Amount on Record
Prior Sale	Aug 28, 2009
Deed Document Number	201560505
Deed Book / Page	10871 / 432
Prior Transfer Date	Jan 4, 2011
Prior Transfer Doc	0101592088
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1020 PINE ST, ORLANDO, FL 32824-8340
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PINE ST, ORLANDO, FL 32824-8340

Mortgage

Document Number	0000252608
Date	May 3, 2023
Instrument	20230252608

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1020 PINE ST, ORLANDO, FL 32824-8340
Document Number	0000115472
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 PINE ST ORLANDO FL 328248340, ORLANDO, FL 32824-8340

Mortgage

Document Number	0000115472
Date	Feb 27, 2018
Instrument	115472

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,713 (+2.7%)	$276,830 (+14.5%) Land $100,000 Building $176,830
2025	$1,860.00 (+3.85%) Homeowner's exemption	$133,119 (+5.99%)	$241,780 (+14.71%) Land $62,000 Building $179,780
2024	$1,791.00 (+7.25%)
2023	$1,670.00 (+5.16%) Homeowner's exemption	$125,599 (+3%)	$210,775 (+19.84%) Land $52,000 Building $158,775
2022	$1,588.00 Homeowner's exemption	$121,941	$175,884 Land $42,000 Building $133,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAFT WATER ASSOCIATION private · serves 4,232 people · EPA ID FL3481326
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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