1020 Pepper Ave, Sunnyvale, CA 94087 Property Records

Santa Clara County property record for 1020 Pepper Ave, Sunnyvale, CA 94087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,836 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,820,000 (Jun 2023)
Tax Bill	$34,705 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`201-01-072`

Property Details

APN / Parcel Number

Primary APN	`201-01-072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,640 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 PEPPER AVE
City	SUNNYVALE
State	CA
Zip	94087-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R0
Legal Description	TRACT 3437 CASTLEDALE BOOK 161 PAGE 42 PAGE 43 LOT 159
Legal Subdivision	CASTLEDALE
Legal Tract	3437
Legal Lot Number	159
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	508404

Owner

1020 Pepper Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 1, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Oct 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 5, 2021	Intrafamily Transfer, Transfer
Mar 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage RUBICON MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Deed Document Number	202325482419
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711

Mortgage

Document Number	0025933429
Date	Jan 22, 2026
Instrument	25933429

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	9.87%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 1, 2023
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Document Number	0025482419
Map Reference	MB 161 PG 42&43
Instrument Date	May 11, 2023
Instrument	25482419
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711

Mortgage

Document Number	0025482421
Date	Jun 1, 2023
Instrument	25482421

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2030
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 12, 2021
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Document Number	0025129860
Map Reference	MB 161 PG 42&43
Instrument Date	Oct 5, 2021
Instrument	25129860
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711

Mortgage

Document Number	0025129861
Date	Oct 12, 2021
Instrument	25129861

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711

Mortgage

Document Number	0025037485
Date	Jul 22, 2021
Instrument	25037485

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 5, 2021
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Document Number	0024949520
Map Reference	MB 161 PG 42&43
Instrument Date	Apr 23, 2021
Instrument	24949520
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1020 PEPPER AVE, SUNNYVALE, CA 94087-1711
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 LOS OLIVOS DR, SANTA CLARA, CA 95050-5525

Mortgage

Document Number	0024888985
Date	Mar 24, 2021
Instrument	24888985

Lender

Name	RUBICON MORTGAGE FUND LLC
Type	Mortgage Company
Address	LAFAYETTE, CA 94549

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Pepper Ave was $34,705, up 3.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Sunnyvale City
Secondary School District	Fremont Union High School District (09 - 12)
Elementary School District	Sunnyvale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,992,604 (+2%) Land $2,693,345 Building $299,259
2025	$34,705.00 (+3.75%)	$2,933,927 Land $2,640,535 Building $293,392
2024	$33,450.00 (+1,094.64%)
2023	$2,800.00 (+1.71%) Homeowner's exemption	$222,756 Land $58,814 Building $163,942
2022	$2,753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 Pepper Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 Pepper Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUNNYVALE serves 157,566 people · EPA ID CA4310014
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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