1020 Pearson Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 1020 Pearson Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,360 sqft · built 1986
Lot Size	0.143 acres (6,260 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jul 2021)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-21-31-503-0000-0870`

Property Details

APN / Parcel Number

Primary APN	`23-21-31-503-0000-0870`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,260 sqft
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	186 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 PEARSON DR
City	OVIEDO
State	FL
Zip	32765-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 ALAFAYA WOODS PH 4 PB 33 PGS 99 TO 102
Legal Range	31E
Legal Township	21S
Legal Section	23
Legal Subdivision	ALAFAYA WOODS
Legal Tract	503
Legal Lot Number	87
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2007
Census Tract	21321

Owner

1020 Pearson Dr is owned and occupied by an individual who bought it in July 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1020 PEARSON DR, OVIEDO, FL 32765-7041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Sep 3, 1998 · Amount on File
Deed Document Number	2021098713
Deed Book / Page	9997 / 1619
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 26, 2021
Property Address	1020 PEARSON DR, OVIEDO, FL 32765-7041
Document Number	0099971619
Book / Page	9997 / 1619
Map Reference	MB 33 PG 99-102
Instrument Date	Jul 15, 2021
Instrument	2021098713
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	631 BRITONS CT, 631, OVIEDO, FL 32765-9155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PEARSON DR, OVIEDO, FL 32765-7041

Mortgage

Document Number	99971621
Date	Jul 26, 2021
Instrument	9997/1621

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Pearson Dr was $4,961 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,961.00 Homeowner's exemption	$329,808	$339,322 Land $94,000 Building $245,322
2023	$4,367.00 (-6.27%) Homeowner's exemption	$311,178 (+8.72%)	$311,178 (+1.52%) Land $94,000 Building $217,178
2022	$4,659.00	$286,228	$306,530 Land $81,000 Building $225,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Pearson Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Pearson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20