1020 Olive Ave, Vista, CA 92083 Property Records

San Diego County property record for 1020 Olive Ave, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1955
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Individual Names on File
Last Sale	$432,500 (Dec 2016)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`163-342-18-00`

Property Details

APN / Parcel Number

Primary APN	`163-342-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	10,600 sqft (0.243 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1020 OLIVE AVE
City	VISTA
State	CA
Zip	92083-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2 TR 002938
Legal Subdivision	HOGAN HEIGHTS
Legal Tract	002938
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19406

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 OLIVE AVE, VISTA, CA 92083-4744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Prior Sale	Mar 2, 2004 · Amount on Record
Deed Document Number	2016695263
Prior Transfer Date	Nov 25, 2014
Prior Transfer Doc	0000527950
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 OLIVE AVE, VISTA, CA 92083-4744
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 OLIVE AVE, VISTA, CA 92083-4744
Investor	Possibly a Property Investor

Mortgage

Document Number	0000094704
Date	Apr 17, 2024
Instrument	2024-0094704

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2020
Property Address	1020 OLIVE AVE, VISTA, CA 92083-4744
Document Number	0000209310
Map Reference	MAP 2938
Instrument Date	Apr 14, 2020
Instrument	2020-0209310
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 OLIVE AVE, VISTA, CA 92083-4744

Mortgage

Document Number	0000209311
Date	Apr 24, 2020
Instrument	2020-0209311

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,986 (+39.45%) Land $331,460 Building $368,526
2025	$6,956.00 (+15.84%)	$501,948 (+4.04%) Land $324,961 Building $176,987
2023	$6,005.00 (+0.22%)	$482,459 Land $312,344 Building $170,115
2022	$5,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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