1020 Oaktree Dr, San Jose, CA 95129 Property Records

Santa Clara County property record for 1020 Oaktree Dr, San Jose, CA 95129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1963
Lot Size	0.132 acres (5,768 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,977 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`378-01-031`

Property Details

APN / Parcel Number

Primary APN	`378-01-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,768 sqft (0.132 acres)
Lot Dimensions	103 ft deep x 56 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 OAKTREE DR
City	SAN JOSE
State	CA
Zip	95129-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3457 LIVEOAK BOOK 161 PAGE 1 LOT 47
Legal Subdivision	LIVEOAK
Legal Tract	3457
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	507904

Owner

1020 Oaktree Dr is owner-occupied and held in a trust since July 2020.

Source: Santa Clara County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 4, 2020	Deed of Trust, Mortgage · SBA Mortgage THE MORTGAGE CAPITAL DEVELOPMENT CORP
Jul 10, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMERCIAL BANK (USA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 1, 2020
Transfer Doc	0024533167
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 20, 2026
Property Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144
Document Number	0026040750
Instrument Date	Aug 13, 2026
Instrument	202626040750
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144

Mortgage

Document Number	0024735965
Date	Dec 4, 2020
Instrument	24735965

Lender

Name	THE MORTGAGE CAPITAL DEVELOPMENT CORP
Type	Mortgage Company
Address	OAKLAND, CA 94612

Agreement

Type	SBA Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144
Document Number	0024533166
Instrument Date	Jul 1, 2020
Instrument	24533166
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1020 OAKTREE DR SAN JOSE CA 951293144, SAN JOSE, CA 95129-3144

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	1020 OAKTREE DR, SAN JOSE, CA 95129-3144
Document Number	0024533167
Map Reference	MB 161 PG 1
Instrument Date	Jul 1, 2020
Instrument	24533167
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024533169
Date	Jul 10, 2020
Instrument	24533169

Lender

Name	FIRST COMMERCIAL BANK (USA)
Type	Bank
Address	CHINO HILLS, CA 91709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Margin	3
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Oaktree Dr was $7,977 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$555,104 (+2%) Land $362,129 Building $192,975
2025	$7,977.00 Homeowner's exemption	$544,221 Land $355,029 Building $189,192
2023	$7,639.00 (-1.41%) Homeowner's exemption	$523,091 Land $341,244 Building $181,847
2022	$7,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1020 Oaktree Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 Oaktree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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