1020 Oak Stone Ln, Conroe, TX 77384 Property Records

Montgomery County property record for 1020 Oak Stone Ln, Conroe, TX 77384

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,472 sqft · built 2013
Lot Size	0.421 acres (18,343 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Mar 2017)
Tax Bill	$16,038 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7484-00-04000`

Property Details

APN / Parcel Number

Primary APN	`7484-00-04000`
Alternative APN	`R428527`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,472 sqft Living Area
Gross Area	4,264 sqft
1st Floor Area	3,472 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	18,343 sqft (0.421 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	933 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1020 OAK STONE LN
City	CONROE
State	TX
Zip	77384-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S748400 - OAK ESTATES AT JACOBS RESERVE 01, BLOCK 2, LOT 18
Legal Subdivision	OAK ESTATES AT JACOBS RESERVE 01
Legal Block	2
Legal Lot Number	18
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2004
Census Tract	690503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 OAK STONE LN, CONROE, TX 77384-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 21, 2017	Warranty Deed, Transfer AMERICA'S CHOICE HM LNS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2017 · Amount on Record
Deed Sale	Mar 21, 2017 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	201722890
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0000022890
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1020 OAK STONE LN, CONROE, TX 77384-2113
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024604
Date	Feb 25, 2022
Instrument	2022024604

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 21, 2017
Property Address	1020 OAK STONE LN, CONROE, TX 77384-2113
Document Number	0000022890
Instrument Date	Mar 20, 2017
Instrument	22890
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 OAK STONE LN CONROE TX 773842113, CONROE, TX 77384-2113

Mortgage

Document Number	22891
Date	Mar 21, 2017
Instrument	22891

Lender

Name	AMERICA'S CHOICE HM LNS LP
Type	Funding / Finance Company
Address	HOUSTON, TX 77024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Mortgage

Document Number	22892,
Date	Mar 21, 2017
Instrument	22892

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,000 (-) Land $76,021 Building $643,979	$720,000 (-) Land $76,021 Building $643,979
2025	$16,038.00 (+7.46%)	$720,000 (+9.48%) Land $76,021 Building $643,979	$720,000 (+9.48%) Land $76,021 Building $643,979
2024	$14,925.00 (+23.4%)	$657,663 (-13.78%) Land $76,021 Building $581,642	$657,663 (-13.78%) Land $76,021 Building $581,642
2023	$12,095.00	$762,770 Land $76,020 Building $686,750	$762,770 Land $76,020 Building $686,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 112 serves 5,292 people · EPA ID TX1700762
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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