1020 O Ave NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 1020 O Ave NW, Cedar Rapids, IA 52405

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,214 sqft · built 1948
Lot Size0.167 acres (7,274 sqft)
Owner2 Individual Names on Record
Last Sale$80,500 (Mar 2001)
Tax Bill$2,600 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN14201-29016-00000

Property Details

APN / Parcel Number

Primary APN14201-29016-00000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,214 sqft Living Area
Gross Area2,444 sqft
1st Floor Area1,214 sqft
AtticAttic
Attic Area377 sqft
Basement Area837 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,274 sqft (0.167 acres)
Lot Dimensions56 ft deep x 56 ft wide

Exterior Amenities

PorchStoop
Porch Area16 sqft
Deck AreaDeck Area
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1020 O AVE NW
CityCEDAR RAPIDS
StateIA
Zip52405-1726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEVERLY HILL STR/LB 15
Legal Range7W
Legal Township83N
Legal Section20
Legal SubdivisionBEVERLY HILL
Legal Lot Number15
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group1
Census Block1007
Census Tract1102

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1020 O AVE NW, CEDAR RAPIDS, IA 52405-1726
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Jan 9, 2017Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2001 · Amount on Record
Deed SaleMar 2, 2001 · Amount on Record
Deed Document Number200148751
Deed Book / Page4254 / 586
Prior Transfer DateFeb 27, 2001
Prior Transfer Doc0000048751
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1020 O AVE NW, CEDAR RAPIDS, IA 52405-1726
Document Number0107460292
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1020 O AVE NW CEDAR RAPIDS IA 524051726, CEDAR RAPIDS, IA 52405-1726

Mortgage

Document Number0107460292
DateAug 18, 2020
Book Page010746/000292
Lender
NameGREENSTATE CU
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 17, 2025
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address1020 O AVE NW, CEDAR RAPIDS, IA 52405-1726
Document Number0097530196
Book / Page009753 / 000196
Instrument DateJan 9, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 O AVE NW CEDAR RAPIDS IA 524051726, CEDAR RAPIDS, IA 52405-1726

Mortgage

Document Number0097530196
DateJan 23, 2017
Book Page009753/000196
Lender
NameUNIVERSITY OF IA CMNTY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 22, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,400 (-) Land $33,600 Building $126,800$160,400 (-) Land $33,600 Building $126,800
2025$2,600.00$160,400 (+11.78%) Land $33,600 Building $126,800$160,400 (+11.78%) Land $33,600 Building $126,800
2024$2,600.00 (-3.85%)
2023$143,500 Land $28,000 Building $115,500$143,500 Land $28,000 Building $115,500
2022$2,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims32 (1981–2016)
Claims Outside the SFHA11 of 32
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
ImOn Communications
Cable · Fiber in parts of the area
300 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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