Richmond City property record for 1020 Nelson St, Richmond, VA 23231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 875 sqft · built 1944 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Sep 2004) |
| Tax Bill | $2,424 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| APN | E-010-0071-022 |
| Primary APN | E-010-0071-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 119 ft deep x 56 ft wide |
| Porch | Slab |
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1020 NELSON ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23231-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 SINGLE |
| Legal Description | MONTEBELLO L22 BB; 0056.00X0119.00 0000.000 |
| Legal Subdivision | MONTEBELLO |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21200 |
1020 Nelson St is owned and occupied by an individual who acquired it in February 2019.
Source: Richmond City records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 NELSON ST, RICHMOND, VA 23231-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2004 · Amount on File |
| Deed Sale | Sep 8, 2004 · Amount on File |
| Deed Book / Page | 400 / 30271 |
| Last Transfer Date | Feb 4, 2019 |
| Transfer Doc | 0000003462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 1020 NELSON ST, RICHMOND, VA 23231-3518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000003463 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 190003463 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1020 Nelson St was $2,424, up 26.3% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,424.00 (+26.25%) | $202,000 (+26.25%) Land $60,000 Building $142,000 | $202,000 (+26.25%) Land $60,000 Building $142,000 |
| 2025 | $1,920.00 | $160,000 (+5.26%) Land $60,000 Building $100,000 | $160,000 Land $60,000 Building $100,000 |
| 2024 | $152,000 Land $55,000 Building $97,000 | ||
| 2023 | $152,000 Land $55,000 Building $97,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1020 Nelson St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1020 Nelson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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