1020 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1020 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1982
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jan 2026)
Tax Bill	$3,031 (2024)
Deeds & Mortgages	Jan 2026 Sale Aug 2022 Second Mortgage + 1 more
APN	`04-31-0-219-012`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-219-012`

Interior

Stories	1 Story
Building Area	1,204 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	72 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1020 NANCY DR
City	O FALLON
State	IL
Zip	62269-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE 1ST ADDITION,RESUB OF OUTLOT E LOT/SEC-66 A02693618
Legal Subdivision	WOODGATE
Legal Lot Number	66
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504354

Owner

Source: St. Clair County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 LOGAN SQUARE CT, O FALLON, IL 62269-1990
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Warranty Deed, Transfer TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO
Aug 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2021	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	A02873211
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 29, 2026
Property Address	1020 NANCY DR, O FALLON, IL 62269-2459
Document Number	0A02873211
Map Reference	MB 76 PG 53
Instrument Date	Jan 26, 2026
Instrument	A02873211
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1305 LOGAN SQUARE CT, O FALLON, IL 62269-1990

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1020 NANCY DR, O FALLON, IL 62269-2459
Transaction Type	Mortgage
Record Updated	Sep 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 NANCY DR, O FALLON, IL 62269-2459

Mortgage

Document Number	0A02756933
Date	Aug 22, 2022
Instrument	A02756933

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 30, 2021
Property Address	1020 NANCY DR, O FALLON, IL 62269-2459
Document Number	A02693618
Map Reference	MB 76 PG 53
Instrument Date	Mar 29, 2021
Instrument	A02693618
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 STATE ST, 301, BELLEVILLE, IL 62220-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1020 NANCY DR, O FALLON, IL 62269-2459

Mortgage

Document Number	A02693619
Date	Mar 30, 2021
Instrument	A02693619

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,031.00	$41,586 (+22.55%) Land $5,752 Building $35,834	$124,758 (+22.55%) Land $17,256 Building $107,502
2022		$33,933 Land $4,693 Building $29,240	$101,799 Land $14,079 Building $87,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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