1020 N State St, Marengo, IL 60152 Property Records

McHenry County property record for 1020 N State St, Marengo, IL 60152

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1908
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2020)
Tax Bill	$4,255 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-426-007`

Property Details

APN / Parcel Number

Primary APN	`11-26-426-007`

Interior

Bedrooms	4 Beds
Total Rooms	11 Rooms

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	226 ft deep x 92 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1020 N STATE ST
City	MARENGO
State	IL
Zip	60152-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0038888 PT SUBLT 2 LT 15 /EX WLY 13FT/ ASSRS PLAT
Legal Subdivision	PT SUB
Legal Block	426
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	MARENGO
Census Block Group	2
Census Block	2009
Census Tract	871003

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1020 N STATE ST, MARENGO, IL 60152-2264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Jun 14, 2017 · Amount on File
Deed Document Number	202038888
Prior Transfer Date	Jul 31, 2001
Prior Transfer Doc	0000076671
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1020 N STATE ST, MARENGO, IL 60152-2264
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022639
Date	Jun 24, 2022
Instrument	2022R0022639

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2020
Property Address	1020 N STATE ST, MARENGO, IL 60152-2264
Document Number	0000038888
Map Reference	MB 40 PG 526
Instrument Date	Aug 19, 2020
Instrument	2020R0038888
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BARRINGTON AVE, EAST DUNDEE, IL 60118-1309

Mortgage

Document Number	0000038889
Date	Sep 23, 2020
Instrument	2020R0038889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 14, 2017
Property Address	1020 N STATE ST, MARENGO, IL 60152-2264
Document Number	0000021383
Instrument Date	Jun 5, 2017
Instrument	21383
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	NLT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N STATE ST MARENGO IL 601522264, MARENGO, IL 60152-2264

Mortgage

Document Number	21384
Date	Jun 14, 2017
Instrument	21384

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 13, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Marengo Township
Municipality	Marengo City
Elementary School District	Marengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School District	Marengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,255.00	$66,080 (+25.44%) Land $18,592 Building $47,488	$198,240 (+25.44%) Land $55,776 Building $142,464
2022	Homeowner's exemption	$52,678 Land $14,821 Building $37,857	$158,034 Land $44,463 Building $113,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARENGO serves 7,572 people · EPA ID IL1110650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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