1020 N Salisbury Ave, Spencer, NC 28159 Property Records

Rowan County property record for 1020 N Salisbury Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,132 sqft · built 1920
Lot Size	1.25 acres (54,252 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jun 2018)
Tax Bill	$1,425 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038 070`

Property Details

APN / Parcel Number

Primary APN	`038 070`
Alternative APN	`6349562`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	54,252 sqft (1.25 acres)
Lot Dimensions	411 ft deep x 132 ft wide

Exterior Amenities

Porch	Porch
Porch Area	364 sqft
Lean-To	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1020 N SALISBURY AVE
City	SPENCER
State	NC
Zip	28159-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L 7 A.W. FILE EST MAP 1
Legal Subdivision	A W FILE EST
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1030
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1020 N SALISBURY AVE, SPENCER, NC 28159-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Sep 23, 2011 · Amount on File
Deed Book / Page	1311 / 44
Prior Transfer Date	Aug 8, 2011
Prior Transfer Doc	0011860059
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 18, 2018
Property Address	1020 N SALISBURY AVE, SPENCER, NC 28159-1831
Document Number	0013110044
Book / Page	1311 / 0044
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 NED MARSH RD, 735, SALISBURY, NC 28146-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N SALISBURY AVE, SPENCER, NC 28159-1831

Mortgage

Document Number	13110045
Date	Jun 18, 2018
Instrument	1311/0045

Lender

Name	CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,425.00	$126,161 (-) Land $27,750 Building $98,411	$126,161 (-) Land $27,750 Building $98,411
2025	$1,425.00	$126,161 (-) Land $27,750 Building $98,411
2023	$1,425.00	$126,161 Land $27,750 Building $98,411	$126,161 Land $27,750 Building $98,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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