1020 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 1020 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 2003
Lot Size	0.177 acres (7,698 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Mar 2026)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-520-14-36`

Property Details

APN / Parcel Number

Primary APN	`16-520-14-36`
Alternative APNs	`16-520-14-36-00-0-00-000` `1513991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,468 sqft
Basement Area	1,468 sqft
Finished Basement	1,101 sqft
Unfinished Basement	367 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,698 sqft (0.177 acres)
Lot Width	54 ft Width
View / Lot	Interior
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1513991
Street Address	1020 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEANNES PLACE 6TH PLAT---LOT 111
Legal Subdivision	LEANNES PLACE 6TH PLAT
Legal Block	4
Legal Lot Number	111
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4007
Census Tract	11406

Owner

1020 N Ponca Dr is owned and occupied by an individual who bought it in March 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 N PONCA DR, INDEPENDENCE, MO 64056-3239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED CONSUMERS CU
May 17, 2019	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
Aug 16, 2018	Warranty Deed, Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2026 · Amount on File
Deed Sale	Mar 25, 2026 · Amount on File
Prior Sale	Aug 16, 2018
Deed Document Number	202621412
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	0000021412
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1020 N PONCA DR, INDEPENDENCE, MO 64056-3239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N PONCA DR, INDEPENDENCE, MO 64056-3239

Mortgage

Document Number	00E0021413
Date	Mar 25, 2026
Instrument	2026E0021413

Lender

Name	UNITED CONSUMERS CU
Type	Credit Union
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1020 N PONCA DR, INDEPENDENCE, MO 64056-3239
Document Number	0000E37722
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 N PONCA DR INDEPENDENCE MO 640563239, INDEPENDENCE, MO 64056-3239

Mortgage

Document Number	0000E37722
Date	May 22, 2019
Instrument	37722E

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 16, 2018
Property Address	1020 N PONCA DR, INDEPENDENCE, MO 64056-3239
Document Number	0000E71924
Instrument Date	Aug 7, 2018
Instrument	71924E
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 N PONCA DR INDEPENDENCE MO 640563239, INDEPENDENCE, MO 64056-3239

Mortgage

Document Number	E72301
Date	Aug 16, 2018
Instrument	72301E

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1020 N Ponca Dr was $3,957, down 19.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,496 (-) Land $5,919 Building $42,577	$255,240 (-)
2025	$3,957.00 (-19.1%)	$48,496 Land $5,919 Building $42,577	$255,240
2024	$4,891.00 (+0.49%)
2023	$4,867.00	$61,592 Land $4,917 Building $56,675	$324,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 N Ponca Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 N Ponca Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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