1020 N KY 650, Sandy Hook, KY 41171 Property Records

Elliott County property record for 1020 N KY 650, Sandy Hook, KY 41171

Property Summary

Property Type	Rural Home
Lot Size	62 acres (2,700,720 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Oct 2023)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-00-00-025.00`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-025.00`

Exterior

Roof Material	Gravel
Lot Area	2,700,720 sqft (62 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	1020 N KY 650
City	SANDY HOOK
State	KY
Zip	41171-8104
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RESIDENCE & 62 ACRES
Jurisdiction	ELLIOTT KY
Township / Civil Division	SANDY HOOK
Census Block Group	1
Census Block	1052
Census Tract	920102

Owner

Source: Elliott County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1020 N KY 650, SANDY HOOK, KY 41171-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	17467
Deed Book / Page	D132 / 357
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIOTT KY
Recording Date	Oct 4, 2023
Property Address	1020 N KY 650, SANDY HOOK, KY 41171-8104
Document Number	00D132/357
Book / Page	D132 / 357
Instrument Date	Sep 27, 2023
Instrument	17467
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 N KY 650, SANDY HOOK, KY 41171-8104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30875 SW 5TH ST, LEBANON, OR 97355-9255

Mortgage

Document Number	0000017468
Date	Oct 4, 2023
Instrument	17468

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Elliott County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Elliott County
Unified School District	Elliott County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,411.00 (+175.3%)	$322,635 (+151.46%)	$449,000 (+152.93%)
2023	$1,239.00 (+0.16%)	$128,303 (-) Land $19,283 Building $109,020	$177,520 (-) Land $68,500 Building $109,020
2022	$1,237.00	$128,303	$177,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 5, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY HOOK WATER DISTRICT serves 3,528 people · EPA ID KY0320383
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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