1. Home
  2. Florida
  3. Flagler County
  4. Flagler Beach
  5. N Central Ave

1020 N Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1020 N Central Ave, Flagler Beach, FL 32136 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2019
Square Footage1,856 sqft Heated Area
Lot Size6,003 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2018)
Tax Bill$6,079.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-12-31-1100-00040-0120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area1,856 sqft Heated Area
Gross Area2,694 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialTile Roof
Lot Area6,003 sqft (0.137 acres)
Driveway1 Driveway
Driveway Area450 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1020 N CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-3114
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOCHRAN PLACE ADDITION BLK 4 LT 12 OR 543 PG 986 OR 640 PG 1183 OR 2265/954
Legal Range31E
Legal Township12S
Legal Section01
Legal SubdivisionCOCHRAN PLACE
Legal Block4
Legal Lot Number12
JurisdictionFLAGLER FL
Minor Civil DivisionFLAGLER BEACH
Census Blockgroup1
Census Block1011
Census Tract60302

Owner

Source: Flagler County records · APN 01-12-31-1100-00040-0120

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1020 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3114
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 17, 2020Deed of Trust, Mortgage
PENNYMAC
Oct 28, 2019Loan Modification, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG
Mar 14, 2018Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2018 · Amount on Record
Deed SaleMar 14, 2018 · Amount on Record
Prior SaleJan 15, 1999 · Amount on Record
Deed Doc Number2018009298
Deed Book / Page2265 / 0954
Record RefreshedJun 08, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1020 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3114
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyTRULY YOURS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023261539
DateDec 26, 2018
Book Page2326/1539
Instrument2018047818
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term371 Months
DueNov 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address1020 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3114
Document Number0024610022
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1020 N CENTRAL AVE FLAGLER BEACH FL 321363114, FLAGLER BEACH, FL 32136-3114

Mortgage

Document Number0024610022
DateJul 23, 2020
Book Page002461/000022
Instrument28146
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term240 Months
DueJul 22, 2040

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address1020 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3114
Document Number0023941421
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyTRULY YOURS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1020 N CENTRAL AVE FLAGLER BEACH FL 321363114, FLAGLER BEACH, FL 32136-3114

Mortgage

Document Number0023941421
DateOct 29, 2019
Book Page002394/001421
Instrument40215
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 14, 2018
Property Address1020 N CENTRAL AVE, FLAGLER BEACH, FL 32136-3114
Document Number0022650954
Book / Page002265 / 000954
Instrument DateMar 06, 2018
Instrument9298
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$1,085.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 HARLEY CT OVIEDO FL 327658359, OVIEDO, FL 32765-8359

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,079.00 (+5.68%) Homeowner's exemption$354,892 (+5.99%)$654,487 (+19.82%) Land $243,500 Building $410,987
2023$5,752.00 (+2.64%) Homeowner's exemption$334,846 (+3%)$546,217 (+2.26%) Land $162,000 Building $384,217
2022$5,604.00 Homeowner's exemption$325,093$534,162 Land $162,000 Building $372,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures