1020 N 840 W, Orem, UT 84057 Property Records

Utah County property record for 1020 N 840 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,251 sqft · built 1979
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jun 2019)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-076-0005`

Property Details

APN / Parcel Number

Primary APN	`40-076-0005`
Alternative APN	`054344`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,251 sqft
Basement Area	672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	054344
Street Address	1020 N 840 W
City	OREM
State	UT
Zip	84057-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT A, GINGER ACRES
Legal Subdivision	GINGER ACRES
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3018
Census Tract	706

Owner

1020 N 840 W is owned and occupied by two individuals who bought it in June 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 N 840 W, OREM, UT 84057-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU
Mar 29, 2018	Quit Claim Deed, Transfer QUICKEN LNS
Mar 29, 2018	Warranty Deed, Transfer COTTONWOOD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Mar 29, 2018 · Amount on File
Deed Document Number	201950147
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1020 N 840 W, OREM, UT 84057-3014
Document Number	0000142642
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 N 840 W OREM UT 840573014, OREM, UT 84057-3014

Mortgage

Document Number	0000142642
Date	Sep 18, 2020
Instrument	142642

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 4, 2019
Property Address	1020 N 840 W, OREM, UT 84057-3014
Document Number	0000050147
Instrument Date	May 30, 2019
Instrument	050147:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1020 N 840 W, OREM, UT 84057-3014

Mortgage

Document Number	0000050148
Date	Jun 4, 2019
Instrument	050148:2019

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2018
Property Address	1020 N 840 W, OREM, UT 84057-3014
Document Number	0000029679
Instrument Date	Mar 29, 2018
Instrument	29679
Transaction Type	Transfer
Record Updated	Apr 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 N 840 W OREM UT 840573014, OREM, UT 84057-3014

Mortgage

Document Number	29678
Date	Mar 29, 2018
Instrument	29678

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Mar 29, 2018
Property Address	1020 N 840 W, OREM, UT 84057-3014
Document Number	0000029628
Instrument Date	Mar 29, 2018
Instrument	29628
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 N 840 W OREM UT 840573014, OREM, UT 84057-3014

Tax Assessment & Valuation

The 2025 property tax bill for 1020 N 840 W was $2,093, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,785 (-43.75%)	$488,700 (+2.28%) Land $200,700 Building $288,000
2025	$2,093.00 (+0.05%)	$477,800 Land $200,700 Building $277,100	$477,800 Land $200,700 Building $277,100
2024	$2,092.00 (+12.29%)
2023	$1,863.00 (-4.56%)	$244,915	$445,300 Land $191,100 Building $254,200
2022	$1,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 N 840 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1020 N 840 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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