1020 N 45th St, Omaha, NE 68132 Property Records

Douglas County property record for 1020 N 45th St, Omaha, NE 68132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 920 sqft · built 1925
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2024)
Tax Bill	$1,876 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R2405960000`

Property Details

APN / Parcel Number

Primary APN	`R2405960000`
Alternative APNs	`0596 0000 24` `2405960000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	920 sqft Living Area
Basement Area	660 sqft
Finished Basement	560 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2024
Architectural Style	Unfinished
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2405960000
Street Address	1020 N 45TH ST
City	OMAHA
State	NE
Zip	68132-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4(35)
Legal Description	WALNUT HILL LOT 2 BLOCK 9 M 1/3 LTS 1 & 50 X 100
Legal Subdivision	WALNUT HILL
Legal Block	9
Legal Lot Number	1-2,50
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1030
Census Tract	4900

Owner

1020 N 45th St is owned and occupied by an individual who bought it in April 2024.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 N 45TH ST, OMAHA, NE 68132-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage ACCESS BANK
Dec 10, 2020	Warranty Deed, Transfer DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Deed Document Number	2024020198
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 3, 2024
Property Address	1020 N 45TH ST, OMAHA, NE 68132-2313
Document Number	0000020198
Instrument Date	Mar 20, 2024
Instrument	2024020198
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	RTS TITLE AND ESCROW, RTS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020199
Date	Apr 3, 2024
Instrument	2024020199

Lender

Name	ACCESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 10, 2020
Property Address	1020 N 45TH ST, OMAHA, NE 68132-2313
Document Number	0000146399
Instrument Date	Oct 16, 2020
Instrument	146399
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$108.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 N 45TH ST OMAHA NE 681322313, OMAHA, NE 68132-2313

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,900 Land $11,900 Building $103,000	$114,900 Land $11,900 Building $103,000
2024	$1,876.00 (-18.26%)
2023	$2,295.00 (-1.16%)	$108,800 Land $11,900 Building $96,900	$108,800 Land $11,900 Building $96,900
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 N 45th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 N 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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