1020 N 23rd St, Billings, MT 59101 Property Records

Yellowstone County property record for 1020 N 23rd St, Billings, MT 59101

Property Summary

Property Type	Commercial
Details	8 bd · 4 ba · 2,240 sqft · built 1983
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Company Names on Record
Last Sale	$157,700 (Aug 2020)
Tax Bill	$439 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A164080`

Property Details

APN / Parcel Number

Primary APN	`000A164080`
Alternative APNs	`03-1033-32-1-10-06-0000` `R0317118` `A164080` `A16408`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	2,240 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Commercial
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 N 23RD ST
City	BILLINGS
State	MT
Zip	59101-0822
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-70
Legal Description	SUNNYSIDE SUBD 2ND FILING, S32, T01 N, R26 E, BLOCK 8, LOT 4, N50 LT 4 & S25 LT 1 (07)
Legal Subdivision	SUNNYSIDE SUBD 2ND FILING
Legal Block	8
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11 N 26TH ST, BILLINGS, MT 59101-2329
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Jan 26, 2007
Deed Document Number	20203931217
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 6, 2020
Property Address	1020 N 23RD ST, BILLINGS, MT 59101-0822
Document Number	0003931217
Map Reference	DOC 300844
Instrument Date	Aug 5, 2020
Instrument	3931217
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N 26TH ST, BILLINGS, MT 59101-2329

Mortgage

Document Number	0003931218
Date	Aug 6, 2020
Instrument	3931218

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 25, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,000 (-) Land $83,200 Building $204,800	$288,000 (-) Land $83,200 Building $204,800
2025	$439.00 (+3.05%)	$288,000 (+18.23%) Land $83,200 Building $204,800	$288,000 (+18.23%) Land $83,200 Building $204,800
2024	$426.00
2023		$243,600	$243,600 Land $66,700 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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