1020 Morris Dr, Richmond, KY 40475 Property Records

Madison County property record for 1020 Morris Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.61 acres (70,313 sqft)
Owner	Individual Name on File
Last Sale	$314,900 (Jul 2021)
Tax Bill	$2,969 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0051-0002-0014`

Property Details

APN / Parcel Number

Primary APN	`0051-0002-0014`
Alternative APNs	`102083` `139345` `69430`

Exterior

Lot Area	70,313 sqft (1.61 acres)

Location & Zoning

Account Number	69430
Street Address	1020 MORRIS DR
City	RICHMOND
State	KY
Zip	40475-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHWOOD COUNTRY ESTS LOT 35
Legal Subdivision	ASHWOOD COUNTRY EST
Legal Lot Number	35
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

1020 Morris Dr is owned and occupied by an individual who bought it in July 2021.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	1020 MORRIS DR, RICHMOND, KY 40475-7916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 13, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 10, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202114044490
Deed Book / Page	808 / 412
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	D00793/764
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1020 MORRIS DR, RICHMOND, KY 40475-7916
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2198/141
Date	Oct 26, 2022
Book Page	M2198/141
Instrument	2014117365

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 13, 2021
Property Address	1020 MORRIS DR, RICHMOND, KY 40475-7916
Document Number	00D808/412
Book / Page	D808 / 412
Map Reference	MB 8 PG 247
Instrument Date	Jun 30, 2021
Instrument	2014044490
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 922, RICHMOND, KY 40476-0922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MORRIS DR, RICHMOND, KY 40475-7916
Mail Care Of	KEVIN CHRISTOPHER SHARP

Mortgage

Document Number	2014044491
Date	Jul 13, 2021
Instrument	2014044491

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Sep 10, 2020
Property Address	1020 MORRIS DR, RICHMOND, KY 40475-7916
Document Number	D00793/764
Book / Page	D00793 / 764
Map Reference	MB 8 PG 247
Instrument Date	Sep 2, 2020
Instrument	2014019957
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 922, RICHMOND, KY 40476-0922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 922, RICHMOND, KY 40476-0922

Mortgage

Document Number	2014019958
Date	Sep 10, 2020
Instrument	2014019958

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Morris Dr was $2,969.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,969.00	$314,900	$314,900
2023	$3,054.00	$314,900	$314,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Morris Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Morris Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morris Dr

Nearby Streets

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