1020 Montego Dr, Springfield, OH 45503 Property Records

Clark County property record for 1020 Montego Dr, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,075 sqft · built 1972
Lot Size	0.304 acres (13,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Apr 2018)
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00027-404-041`

Property Details

APN / Parcel Number

Primary APN	`220-03-00027-404-041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,260 sqft (0.304 acres)
Lot Dimensions	156 ft deep x 85 ft wide
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1020 MONTEGO DR
City	SPRINGFIELD
State	OH
Zip	45503-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBDIVISION NO 14; 593
Legal Subdivision	NORTHRIDGE SUBDIVISION
Legal Block	404
Legal Lot Number	593
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1010
Census Tract	2607

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 5, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage ELSIE L BERG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	1130
Deed Book / Page	002142 / 002281
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	FIRST OHIO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004089
Date	Mar 8, 2021
Book Page	2187/1078
Instrument	202100004089

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Apr 5, 2018
Property Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Document Number	0000004318
Book / Page	002142 / 002281
Instrument Date	Mar 26, 2018
Instrument	4318
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 MONTEGO DR SPRINGFIELD OH 455036217, SPRINGFIELD, OH 45503-6217

Mortgage

Document Number	4319
Date	Apr 5, 2018
Book Page	002142/002283
Instrument	4319

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Apr 5, 2018
Property Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Document Number	0000004317
Book / Page	002142 / 002279
Instrument Date	Mar 26, 2018
Instrument	4317
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 MONTEGO DR SPRINGFIELD OH 455036217, SPRINGFIELD, OH 45503-6217

September 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	CLARK OH
Recording Date	Sep 26, 2017
Property Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Book / Page	002127 / 002287
Instrument Date	Sep 19, 2017
Instrument	13523
Transaction Type	Construction Loan
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3580 SHRINE RD SPRINGFIELD OH 455028108, SPRINGFIELD, OH 45502-8108

Mortgage

Document Number	0000013523
Date	Sep 26, 2017
Book Page	002127/002287
Instrument	13523

Lender

Name	ELSIE L BERG
Address	1020 MONTEGO DR, SPRINGFIELD, OH 45503-6217
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2018

Interest

Rate	12%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,740 (+33.14%) Land $21,610 Building $58,130	$227,830 (+33.14%) Land $61,750 Building $166,080
2024	$2,618.00 (+2.99%)
2023		$59,890 Land $12,550 Building $47,340
2022	$2,542.00		$171,120 Land $35,850 Building $135,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

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