Fairfax County property record for 1020 Monroe St, Herndon, VA 20170
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,717 sqft · built 1977 |
| Lot Size | 0.809 acres (35,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,635 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0104-03080001A1 |
| Primary APN | 0104-03080001A1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,717 sqft Living Area |
| Gross Area | 5,687 sqft |
| Basement Area | 1,320 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 35,240 sqft (0.809 acres) |
| View / Lot | Buildable |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Breezeway |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 538 sqft |
| Patio Area | 180 sqft |
| Balcony Area | 46 sqft |
| Breezeway | Breezeway |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1020 MONROE ST |
|---|---|
| City | HERNDON |
| State | VA |
| Zip | 20170-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 803 |
| Legal Description | D VAN VLECKS ADDITION TO THE TOWN OF HERNDON LT 1A1 |
| Legal Subdivision | D VAN VLECKS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1A |
| Jurisdiction | FAIRFAX VA |
| Township / Civil Division | DRANESVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 480801 |
1020 Monroe St is owned and occupied by two individuals who acquired it in October 2021.
Source: Fairfax County records, as of September 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 14, 2021 | Intrafamily Transfer, Transfer · VA Mortgage PENTAGON FCU |
| Oct 2, 2020 | Warranty Deed, Transfer · VA Mortgage PENTAGON FCU |
| Feb 25, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 |
| Deed Sale | Oct 14, 2021 |
| Prior Sale | Oct 2, 2020 · Amount on File |
| Deed Document Number | 2021154442002 |
| Deed Book / Page | 27390 / 684 |
| Prior Transfer Date | Oct 8, 2021 |
| Prior Transfer Doc | 27390/684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047092001 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 28008/183 |
| Instrument | 2023047092.001 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047092001 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 28008/183 |
| Instrument | 2023047092.001 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Oct 14, 2021 |
| Property Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Document Number | 27390/684 |
| Book / Page | 27390 / 684 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021154442.002 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Document Number | 27390686 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 27390/686 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate | 2.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Recording Date | Oct 2, 2020 |
| Property Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Document Number | 2020116142001 |
| Book / Page | 026550 / 001763 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 116142001 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | REPUBLIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1020 MONROE ST HERNDON VA 201703213, HERNDON, VA 20170-3213 |
| Document Number | 2020116142002 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 026550/001765 |
| Instrument | 116142002 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 7940 JONES BRANCH DR, TYSONS, VA 22102-3381 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFAX VA |
| Property Address | 1020 MONROE ST, HERNDON, VA 20170-3213 |
| Document Number | 2020017249001 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1020 MONROE ST HERNDON VA 201703213, HERNDON, VA 20170-3213 |
| Document Number | 2020017249001 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 026106/001857 |
| Instrument | 17249001 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1020 Monroe St was $18,635, up 3.4% from the year before.
Source: Fairfax County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Fairfax County |
| Municipality | Herndon Town |
| Unified School District | Fairfax County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,635.00 (+3.42%) | $1,306,870 Land $323,000 Building $983,870 | $1,306,870 Land $323,000 Building $983,870 |
| 2024 | $18,019.00 (+1.43%) | ||
| 2023 | $17,765.00 | $1,279,440 Land $323,000 Building $956,440 | $1,279,440 Land $323,000 Building $956,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Monroe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.5% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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