1020 Minerva Ave, Durham, NC 27701 Property Records

Durham County property record for 1020 Minerva Ave, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,426 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$7,372 (2026)
Deeds & Mortgages	Mar 2017 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0822-60-6623`

Property Details

APN / Parcel Number

Primary APN	`0822-60-6623`
Alternative APNs	`0822-60-66-2389` `082219606625` `102099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,426 sqft Heated Area
1st Floor Area	1,222 sqft
Basement Area	293 sqft
Unfinished Basement	293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Porch	Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1020 MINERVA AVE
City	DURHAM
State	NC
Zip	27701-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-DUKE B L NORTH DRHM/ BLK:11/LT#23 GR PT TRINI PL:00005B-000102
Legal Subdivision	PROP-DUKE B L NORTH DRHM
Legal Block	11
Legal Lot Number	23
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3027
Census Tract	302

Owner

1020 Minerva Ave is owned and occupied by an individual who acquired it in October 2009.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 MINERVA AVE, DURHAM, NC 27701-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS UNION BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2009
Transfer Doc	0063490572
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1020 MINERVA AVE, DURHAM, NC 27701-2003
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081470133
Date	Mar 22, 2017
Book Page	8147/133
Instrument	2017009293

Lender

Name	HIGHLANDS UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1020 MINERVA AVE, DURHAM, NC 27701-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089390894
Date	May 11, 2020
Book Page	8939/894
Instrument	2020016795

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 16, 2017
Property Address	1020 MINERVA AVE, DURHAM, NC 27701-2003
Document Number	0081430448
Book / Page	008143 / 000448
Instrument Date	Jan 7, 2016
Instrument	8577
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MINERVA AVE DURHAM NC 277012003, DURHAM, NC 27701-2003

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Minerva Ave was $7,372, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,372.00 (+2.53%)	$725,395 (-) Land $339,300 Building $386,095	$725,395 (-) Land $339,300 Building $386,095
2025	$7,190.00	$725,395 Land $339,300 Building $386,095	$725,395 Land $339,300 Building $386,095
2023	$7,949.00 (+2.34%)	$606,851 Land $115,500 Building $491,351	$606,851 Land $115,500 Building $491,351
2022	$7,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Minerva Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Minerva Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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