1020 Main St, Chico, CA 95928 Property Records

Butte County property record for 1020 Main St, Chico, CA 95928 · Last verified March 2024

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,151 sqft · built 1923
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jan 2023)
Tax Bill	$4,699 (2023)
Deeds & Mortgages	Feb 2024 Transfer Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`004-431-011-000`

Property Details

APN / Parcel Number

Primary APN	`004-431-011-000`

Interior

Stories	1 Story
Building Area	6,151 sqft Total Area
Gross Area	7,364 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1945
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1020 MAIN ST
City	CHICO
State	CA
Zip	95928-5730
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	MAIN ST
Legal Subdivision	CHICO
Legal Block	51
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6037
Census Tract	1000

Owner

Source: Butte County records · APN 004-431-011-000

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer
Jun 05, 2023	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN VALLEY BANK
Jan 27, 2023	Grant Deed, Transfer · Commercial Mortgage RYAN O'DONNELL
Sep 11, 2020	Grant Deed, Transfer MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage ROBERTS LARRY RAY (ES)
Oct 09, 2020	Affidavit of Death, Transfer MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	0000003404
Last Transfer Date	Feb 15, 2024
Transfer Doc	0000005035
Record Updated	Jun 07, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Feb 15, 2024
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Document Number	0000005035
Map Reference	MB 9 PG 1
Instrument Date	Oct 17, 2023
Instrument	2024-0005035
Transaction Type	Transfer
Record Updated	Mar 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MAIN ST 400, 400, CHICO, CA 95928-5676

Mortgage

Document Number	0000014654
Date	Jun 05, 2023
Instrument	2023-0014654

Lender

Name	GOLDEN VALLEY BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 27, 2023
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Document Number	0000003404
Map Reference	MB 9 PG 1
Instrument Date	Jan 23, 2023
Instrument	2023-0003404
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MAIN ST UNIT 400, 400, CHICO, CA 95928-5676

Mortgage

Document Number	0000003405
Date	Jan 27, 2023
Instrument	2023-0003405

Lender

Name	RYAN O'DONNELL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 11, 2020
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Document Number	0000037710
Instrument Date	Sep 02, 2020
Instrument	37710
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 470 MCCLOUD CA 960570470, MCCLOUD, CA 96057-0470

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 11, 2020
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Document Number	0000037711
Instrument Date	Sep 02, 2020
Instrument	37711
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11635 MERIDIAN RD CHICO CA 959739601, CHICO, CA 95973-9601

Mortgage

Document Number	37712
Date	Sep 11, 2020
Instrument	37712

Lender

Name	ROBERTS LARRY RAY (ES)
Address	PO BOX 470, MCCLOUD, CA 96057-0470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BUTTE CA
Recording Date	Oct 09, 2020
Property Address	1020 MAIN ST, CHICO, CA 95928-5730
Document Number	0000042225
Instrument Date	Aug 27, 2020
Instrument	42225
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	MID-VALLEY TITLE AND ESCROW, MID-VALLEY TITLE & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SANDERS RD WEATHERFORD TX 760875415, WEATHERFORD, TX 76087-5415

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$4,699.00 (+1.51%)	$416,160 Land $156,060 Building $260,100
2022	$4,629.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070010006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 625 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Race Telecommunications	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: DigitalPath, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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