1020 Main Ave, Flagler, CO 80815 Property Records

Kit Carson County property record for 1020 Main Ave, Flagler, CO 80815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 2020
Lot Size	0.719 acres (31,350 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2020)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Mar 2023 Mortgage + 2 more
APN	`R012383`

Property Details

APN / Parcel Number

Primary APN	`R012383`
Alternative APN	`22003012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,856 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Other
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	31,350 sqft (0.719 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R012383
Street Address	1020 MAIN AVE
City	FLAGLER
State	CO
Zip	80815-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION FLAGLER WHITES 2ND BLOCK 3 LOT L19-21
Legal Subdivision	FLAGLER WHITES 2ND
Legal Block	3
Legal Lot Number	19-21
Jurisdiction	KIT CARSON CO
Township / Civil Division	FLAGLER
Census Block Group	3
Census Block	3205
Census Tract	962400

Owner

Source: Kit Carson County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 MAIN AVE, FLAGLER, CO 80815-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit TBK BANK SSB
May 22, 2020	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	580978
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KIT CARSON CO
Property Address	1020 MAIN AVE, FLAGLER, CO 80815-8801
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595028
Date	Jan 12, 2026
Instrument	595028

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KIT CARSON CO
Property Address	1020 MAIN AVE, FLAGLER, CO 80815-8801
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 MAIN AVE, FLAGLER, CO 80815-8801

Mortgage

Document Number	0000588562
Date	Mar 27, 2023
Instrument	588562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KIT CARSON CO
Property Address	1020 MAIN AVE, FLAGLER, CO 80815-8801
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581307
Date	Jul 13, 2020
Instrument	581307

Lender

Name	TBK BANK SSB
Type	Bank
Address	STRATTON, CO 80836

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KIT CARSON CO
Recording Date	May 22, 2020
Property Address	1020 MAIN AVE, FLAGLER, CO 80815-8801
Document Number	0000580978
Map Reference	DOC 00578872
Instrument Date	May 22, 2020
Instrument	580978
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, FLAGLER, CO 80815-0156

Tax Assessment & Valuation

Source: Kit Carson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Kit Carson County
Municipality	Flagler Town
Unified School District	Arriba-Flagler School District C-20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (+24.23%)	$18,601 (+17.47%) Land $1,959 Building $16,642	$297,623 (+25.92%) Land $31,350 Building $266,273
2024	$1,787.00 (+4.99%)	$15,835 (-) Land $1,363 Building $14,472	$236,353 (-) Land $20,346 Building $216,007
2023	$1,702.00	$15,835 Land $1,363 Building $14,472	$236,353 Land $20,346 Building $216,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLAGLER serves 2,160 people · EPA ID CO0132010
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Slope Rural Telephone Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: T-Mobile.

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