1020 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 1020 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Multi-Family Dwellings
Details	180 sqft · built 1999
Lot Size	18.5 acres (806,731 sqft)
Owner	Company Name on File
Last Sale	$5,160,000 (Dec 2025)
Tax Bill	$28,407 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118K A 046.01`

Property Details

APN / Parcel Number

Primary APN	`118K A 046.01`
Alternative APN	`0000134056`

Interior

Stories	1 Story
Building Area	180 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	806,731 sqft (18.5 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000134056
Street Address	1020 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C2
Legal Description	LT 1 RIVERGATE APARTMENTS PB 128 PG 181
Legal Subdivision	RIVERMONT PLACE UNIT #2
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1020 Lupton Dr, a residential property, is owned by a company that bought it in December 2025.

Source: Hamilton County records, as of July 10, 2026

Owner of Record	Company Name on File
Mailing Address	1020 LUPTON DR, CHATTANOOGA, TN 37415
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC
Dec 29, 2025	Warranty Deed, Transfer
Oct 27, 2022	Limited Warranty Deed, Transfer
Feb 21, 2019	Deed of Trust, Mortgage SUNTRUST BK
Feb 6, 2019	Deed of Trust, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Oct 27, 2022 · Amount on File
Deed Document Number	2025320
Deed Book / Page	14151 / 433
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2026
Property Address	1020 LUPTON DR, CHATTANOOGA, TN 37415
Document Number	0000000031
Book / Page	14353 / 544
Instrument Date	Jun 29, 2026
Instrument	202631
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	0000000031,
Date	Jul 1, 2026
Book Page	14353/544
Instrument	202631

Lender

Name	WESBANCO BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 29, 2025
Property Address	1020 LUPTON DR, CHATTANOOGA, TN 37415
Document Number	0000000320
Book / Page	14151 / 433
Map Reference	MB 135 PG 110
Instrument Date	Dec 22, 2025
Instrument	2025122900320
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1734 DAYTON BLVD, CHATTANOOGA, TN 37405-2016

October 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 27, 2022
Property Address	1020 LUPTON DR, CHATTANOOGA, TN 37415
Document Number	0000000116
Book / Page	13127 / 926
Instrument Date	Oct 18, 2022
Instrument	2022102700116
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$24,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 MARKET ST, CHATTANOOGA, TN 37402-4491

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1020 HIXSON PIKE, CHATTANOOGA, TN 37405
Document Number	0221000193
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 HIXSON PIKE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	0221000193
Date	Feb 21, 2019
Book Page	011570/000385
Instrument	190221000193

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1020 HIXSON PIKE, CHATTANOOGA, TN 37405
Document Number	0207000002
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 HIXSON PIKE CHATTANOOGA TN 37405, CHATTANOOGA, TN 37405

Mortgage

Document Number	0207000002
Date	Feb 7, 2019
Book Page	011560/000250
Instrument	190207000002

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Lupton Dr was $28,407, up 120.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,407.00 (+120.76%)	$1,874,240 (+225.84%)	$4,685,600 (+225.84%) Land $4,630,000 Building $55,600
2024	$12,868.00	$575,200 (-)	$1,438,000 (-) Land $1,389,000 Building $49,000
2023	$12,868.00	$575,200	$1,438,000 (+116.08%) Land $1,389,000 Building $49,000
2022	Additional exemption filed		$665,500 Land $616,500 Building $49,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1020 Lupton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Lupton Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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