Jefferson County property record for 1020 Lum Ave, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $4,069 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0522-044 |
| Primary APN | 290-0813-0522-044 |
|---|
| Lot Area | 10,193 sqft (0.233 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Street Address | 1020 LUM AVE |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43, JAYSTONE TERRACE II |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 05 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | JAYSTONE TERRACE 02 |
| Legal Lot Number | 43 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 100400 |
The current owner of 1020 Lum Ave acquired it in October 2006.
Source: Jefferson County records, as of February 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1020 LUM AVE, WATERLOO, WI 53594-1191 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2006 |
| Transfer Doc | 0001208852 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1020 Lum Ave was $4,069 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,069.00 Homeowner's exemption | $222,100 Land $50,000 Building $172,100 | $245,100 |
| 2023 | $3,464.00 Homeowner's exemption | $173,000 Land $40,500 Building $132,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Lum Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Lum Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
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