Rowan County property record for 1020 Long Ferry Rd, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,600 sqft · built 1925 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2003) |
| Tax Bill | $1,007 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 034 |
| Primary APN | 051 034 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Dimensions | 430 ft deep x 152 ft wide |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 363 sqft |
| Deck Area | 493 sqft |
| Storage Building | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1020 LONG FERRY RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-0552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB:HIGHWAY |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 50800 |
1020 Long Ferry Rd is owned and occupied by an individual who acquired it in December 2018.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 LONG FERRY RD, SALISBURY, NC 28144-0552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 13, 2018 | Intrafamily Transfer, Transfer · ARM LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2003 · Amount on File |
| Deed Sale | Sep 18, 2003 · Amount on File |
| Deed Book / Page | 987 / 692 |
| Last Transfer Date | Dec 7, 2018 |
| Transfer Doc | 0013200185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1020 LONG FERRY RD, SALISBURY, NC 28144-0552 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OHAMA |
| Name | Verified Name |
|---|
| Document Number | 0013960656 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 1396/656 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 13, 2018 |
| Property Address | 1020 LONG FERRY RD, SALISBURY, NC 28144-0552 |
| Document Number | 0013200185 |
| Book / Page | 1320 / 0185 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21328 NAUTIQUE BLVD APT 101, 21328, CORNELIUS, NC 28031-6411 |
| Name | Verified Name |
|---|---|
| Address | 1020 FERRY RD # LONG, LONG, MOORESBORO, NC 28114-8646 |
| Document Number | 13200186 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 1320/0186 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 1020 Long Ferry Rd was $1,007.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,007.00 | $150,919 (-) Land $76,798 Building $74,121 | $150,919 Land $76,798 Building $74,121 |
| 2025 | $1,007.00 | $150,919 Land $76,798 Building $74,121 | |
| 2023 | $1,007.00 | $150,919 Land $76,798 Building $74,121 | $150,919 Land $76,798 Building $74,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Long Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1020 Long Ferry Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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