Livingston County property record for 1020 Locust St, Chillicothe, MO 64601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,524 sqft · built 1900 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07.00-36-2-22-01.00 |
| Primary APN | 06-07.00-36-2-22-01.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 35 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1020 LOCUST ST |
|---|---|
| City | CHILLICOTHE |
| State | MO |
| Zip | 64601-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL LOT 1 BLK 14 A M KINGS ADDITION |
| Legal Subdivision | A M KINGS ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | LIVINGSTON MO |
| Township / Civil Division | CHILLICOTHE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 480300 |
1020 Locust St is owned and occupied by two individuals.
Source: Livingston County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1020 LOCUST ST, CHILLICOTHE, MO 64601-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MO |
| Property Address | 1020 LOCUST ST, CHILLICOTHE, MO 64601-1449 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 30380 GRANDVIEW RD, WARRENTON, MO 63383-4585 |
| Document Number | 000752/851 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 752/851 |
| Instrument | 20240543 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MO |
| Property Address | 1020 LOCUST ST, CHILLICOTHE, MO 64601-1449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | TUTON ABSTRACT AND TITLE COMPANY, STATON ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1412 FOREST DR, CHILLICOTHE, MO 64601-1302 |
| Document Number | 719/498 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 719/498 |
| Instrument | 20212932 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MO |
| Property Address | 1020 LOCUST ST, CHILLICOTHE, MO 64601-1449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 692/703 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 692/703 |
| Instrument | 20181568 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
The 2025 property tax bill for 1020 Locust St was $1,319, up 1.2% from the year before.
Source: Livingston County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Livingston County |
| County Subdivision | Chillicothe Township |
| Municipality | Chillicothe City |
| Unified School District | Chillicothe R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,319.00 (+1.23%) | $18,580 (+3.51%) Land $1,230 Building $17,350 | $97,780 Land $6,480 Building $91,300 |
| 2024 | $1,303.00 | $17,950 (-) Land $1,230 Building $16,720 | |
| 2023 | $17,950 Land $1,230 Building $16,720 | $94,500 Land $6,480 Building $88,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Green Hills Technologies.
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