Richland County property record for 1020 Lighthouse Rd, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,980 sqft · built 1994 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $830,000 (Nov 2021) |
| Tax Bill | $25,085 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01410-03-14 |
| Primary APN | 01410-03-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,980 sqft Heated Area |
| Gross Area | 5,726 sqft |
| 1st Floor Area | 2,406 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 72 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01182883 |
|---|---|
| Street Address | 1020 LIGHTHOUSE RD |
| City | CHAPIN |
| State | SC |
| Zip | 29036-8590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOTS 5 & 6 104X146.2X165.4X84X49.1X48.3X 245.3 #SU OVERING POINTE |
| Legal Subdivision | OVERING POINTE |
| Legal Lot Number | 5 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10310 |
1020 Lighthouse Rd is owned by an individual who bought it in November 2021.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1053 JONES RD, IRMO, SC 29063-8686 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on File |
| Deed Sale | Nov 2, 2021 · Amount on File |
| Deed Document Number | 202173427 |
| Deed Book / Page | 2683 / 1480 |
| Prior Transfer Date | Jul 11, 2000 |
| Prior Transfer Doc | 0000059317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 2, 2021 |
| Property Address | 1020 LIGHTHOUSE RD, CHAPIN, SC 29036-8590 |
| Document Number | 0026831480 |
| Book / Page | 2683 / 1480 |
| Map Reference | MB 52 PG 3681 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021073427 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,071.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1053 JONES RD, IRMO, SC 29063-8686 |
| Document Number | 0026831489 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 2683/1489 |
| Instrument | 2021073429 |
| Name | SHERYL W WALL |
|---|---|
| Type | Private Party |
| Address | 1020 LIGHTHOUSE RD, CHAPIN, SC 29036 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | May 1, 2022 |
The 2025 property tax bill for 1020 Lighthouse Rd was $25,085.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,085.00 | $907,100 | $1,033,200 Land $400,200 Building $633,000 |
| 2023 | $21,726.00 (-0.36%) | $33,200 | $830,000 |
| 2022 | $21,805.00 | ||
| 2021 | $24,280 | $664,800 Land $338,800 Building $326,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1020 Lighthouse Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 362.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Lighthouse Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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