1020 Inverlochy Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1020 Inverlochy Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,958 sqft · built 2001
Lot Size	0.407 acres (17,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,000 (May 2019)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-520-07-00`

Property Details

APN / Parcel Number

Primary APN	`106-520-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,958 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	17,731 sqft (0.407 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1020 INVERLOCHY DR
City	FALLBROOK
State	CA
Zip	92028-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 59 TR 013699
Legal Subdivision	NO 4713-3
Legal Tract	013699
Legal Block	3
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3007
Census Tract	18906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 INVERLOCHY DR, FALLBROOK, CA 92028-5410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HM FIN
May 6, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
May 6, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST NATIONS HM FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	May 3, 2000 · Amount on Record
Deed Document Number	2019168235
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000461106
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1020 INVERLOCHY DR, FALLBROOK, CA 92028-5410
Document Number	0000159577
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 INVERLOCHY DR FALLBROOK CA 920285410, FALLBROOK, CA 92028-5410

Mortgage

Document Number	0000159577
Date	Mar 27, 2020
Instrument	159577

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2019
Property Address	1020 INVERLOCHY DR, FALLBROOK, CA 92028-5410
Document Number	0000168234
Instrument Date	Mar 25, 2019
Instrument	168234
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 INVERLOCHY DR FALLBROOK CA 920285410, FALLBROOK, CA 92028-5410

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2019
Property Address	1020 INVERLOCHY DR, FALLBROOK, CA 92028-5410
Document Number	0000168235
Instrument Date	Mar 12, 2019
Instrument	168235
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 INVERLOCHY DR FALLBROOK CA 920285410, FALLBROOK, CA 92028-5410

Mortgage

Document Number	168236
Date	May 6, 2019
Instrument	168236

Lender

Name	FIRST NATIONS HM FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,857 (+2%) Land $134,755 Building $607,102
2025	$7,760.00 (+5.61%) Homeowner's exemption	$727,312 (+4.04%) Land $132,113 Building $595,199
2023	$7,348.00 (-0.03%) Homeowner's exemption	$699,072 Land $126,984 Building $572,088
2022	$7,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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