Shelby County property record for 1020 Independence Ct, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,210 sqft · built 1990 |
| Lot Size | 0.355 acres (15,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jul 2025) |
| Tax Bill | $1,827 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138341005015000 |
| Primary APN | 138341005015000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,210 sqft Heated Area |
| 1st Floor Area | 1,642 sqft |
| Basement Area | 804 sqft |
| Finished Basement | 812 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Masonite |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,500 sqft (0.355 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1020 INDEPENDENCE CT |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LESS N 0.75 OF LOT |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | NAVAJO HILLS 9TH SECTOR |
| Legal Lot Number | 15 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30320 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1020 INDEPENDENCE CT, ALABASTER, AL 35007-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on Record |
| Deed Sale | Jul 21, 2025 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Document Number | 2025219590 |
| Prior Transfer Date | Jul 30, 2010 |
| Prior Transfer Doc | 0000306520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1020 INDEPENDENCE CT, ALABASTER, AL 35007-9360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000450500 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 20191205000450500 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Aug 13, 2018 |
| Property Address | 1020 INDEPENDENCE CT, ALABASTER, AL 35007-9360 |
| Document Number | 0000287550 |
| Map Reference | MB10 PG84A&B |
| Instrument Date | Aug 9, 2018 |
| Instrument | 20180813000287550 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2867 REGAL CIR, 2867, HOOVER, AL 35216-4690 |
| Name | Verified Name |
|---|---|
| Address | 1020 INDEPENDENCE CT, ALABASTER, AL 35007-9360 |
| Document Number | 0000287560 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 20180813000287560 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,827.00 (+20.2%) | ||
| 2025 | $1,520.00 (+10.71%) | $28,160 (+10.69%) | $281,600 (+10.74%) Land $75,000 Building $206,600 |
| 2023 | $1,373.00 | $25,440 | $254,300 Land $75,000 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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