1020 Hidden Valley Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 1020 Hidden Valley Rd, Soquel, CA 95073 · Last verified August 2026

Property Highlights

Property TypePublic Works > Recreational Vacant Land
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1982
Square Footage2,103 sqft Gross Area
Lot Size2.38 acres
GarageAttached, 336 sqft
OccupancyOwner Occupied
Tax Bill$8,892.00 (2025)

Owner

Source: Santa Cruz County records · APN 102-331-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Dec 28, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 12, 2008
Transfer Doc0000038636
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708
Transaction TypeMortgage
Record UpdatedFeb 06, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708

Mortgage

Document Number0000001199
DateJan 22, 2024
Instrument2024-0001199
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 01, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708

Mortgage

Document Number0000059132
DateDec 06, 2021
Instrument2021-0059132
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJan 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.12%
IndexOther
Max Rate8.12%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1020 HIDDEN VALLEY RD, SOQUEL, CA 95073-9708
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMER TI SANTA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044173
DateDec 28, 2017
Instrument2017-0044173
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term347 Months
DueNov 01, 2046
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateNov 01, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$650,165 (+2%) Land $433,429 Building $216,736
2025$8,892.00 (+9.27%) Homeowner's exemption$637,417 (+4.04%) Land $424,931 Building $212,486
2023$8,138.00 (+0.53%) Homeowner's exemption$612,665 Land $408,430 Building $204,235$993,240
2022$8,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 31% of California
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN102-331-04
Alternative APN
  • 102-331-04-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,103 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area103,760 sqft
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area336 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area1,298 sqft Deck
Patio Area1,298 sqft Patio
TopographySteep Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1020 HIDDEN VALLEY RD
CitySOQUEL
StateCA
Zip95073-9708
Property UsageLand which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage
TypePublic Works > Recreational Vacant Land
Legal DescriptionTWP 10S RGE 01W SEC 28
Legal SubdivisionLANDS/OLAREY
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1009
Census Tract121200

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