1020 Hercules Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1020 Hercules Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,326 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Aug 2014)
Tax Bill	$3,259 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-021-834`

Property Details

APN / Parcel Number

Primary APN	`07-021-834`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,326 sqft Living Area
1st Floor Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 HERCULES DR
City	INDIAN TRAIL
State	NC
Zip	28079-8494
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#530 BONTERRA PH2 MAP5B OPCM133
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2083
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 HERCULES DR, INDIAN TRAIL, NC 28079-8494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2014 · Amount on Record
Deed Sale	Aug 12, 2014 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201420804
Deed Book / Page	6279 / 487
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1020 HERCULES DR, INDIAN TRAIL, NC 28079-8494
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007451867
Date	Aug 28, 2019
Book Page	7451/867
Instrument	0025748

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1020 HERCULES DR, INDIAN TRAIL, NC 28079-8494
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 HERCULES DR, INDIAN TRAIL, NC 28079-8494

Mortgage

Document Number	0008143413
Date	Jun 21, 2021
Book Page	8143/413
Instrument	29248

Lender

Name	SOUTH STATE BS
Type	Non-Lending Institution
Address	MATTHEWS, NC 28104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,600 (-) Land $90,000 Building $404,600	$494,600 (-) Land $90,000 Building $404,600
2025	$3,259.00 (+27.45%)	$494,600 (+62.06%) Land $90,000 Building $404,600	$494,600 (+62.06%) Land $90,000 Building $404,600
2023	$2,557.00	$305,200 Land $53,000 Building $252,200	$305,200 Land $53,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

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