St. Clair County property record for 1020 Henry St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,228 sqft |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,000 (Nov 2017) |
| Tax Bill | $2,111 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-364-0069-000 |
| Primary APN | 74-07-364-0069-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Lot Area | 7,013 sqft (0.161 acres) |
|---|---|
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1020 HENRY ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 7 BLK 11 INCL 1/2 VAC ALLEY ADJ MAP OF HUBEL AND WOLVEN ADDITION NO 2 ACCORDING TO THE PLAT RECORDED IN LIBER 13 OF PLATS |
| Legal Subdivision | HUBEL & WOLVIN ADD |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 642000 |
1020 Henry St is owned and occupied by an individual who bought it in November 2017.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Nov 22, 2017 | Warranty Deed, Transfer AMERIFIRST FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on File |
| Deed Sale | Nov 22, 2017 · Amount on File |
| Prior Sale | Oct 26, 2005 · Amount on File |
| Deed Document Number | 201727885 |
| Prior Transfer Date | Mar 21, 2005 |
| Prior Transfer Doc | 003307/492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1020 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 1020 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 0005242648 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 5242/648 |
| Instrument | 2020022650 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 22, 2017 |
| Property Address | 1020 HENRY ST, SAINT CLAIR, MI 48079-4976 |
| Document Number | 0048930574 |
| Book / Page | 004893 / 000574 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 HENRY ST ST CLAIR MI 480794976, ST CLAIR, MI 48079-4976 |
| Document Number | 48930576 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 004893/000576 |
| Name | AMERIFIRST FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
The 2025 property tax bill for 1020 Henry St was $2,111 with a homeowner's exemption, up 4.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,900 (+2.4%) | $153,800 | |
| 2025 | $2,111.00 (+4.76%) Homeowner's exemption | $75,100 | |
| 2024 | $2,015.00 | $150,200 | |
| 2023 | $69,200 | ||
| 2022 | $1,860.00 | $138,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Henry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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