Butler County property record for 1020 Harmon Ave, Hamilton, OH 45011
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,856 sqft · built 1909 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2023) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P6451-013-000-026 |
| Primary APN | P6451-013-000-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 928 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| View / Lot | Neighborhood / Spot |
| Porch | Enclosed Frame Porch |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1020 HARMON AVE |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45011-4416 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 11591 ENT |
| Legal Subdivision | HAMILTON |
| Legal Lot Number | 11591 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 500 |
1020 Harmon Ave, a duplex, is owned and occupied by an individual who bought it in August 2023.
Source: Butler County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 HARMON AVE, HAMILTON, OH 45011-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2023 | Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | Aug 1, 1993 · Amount on File |
| Deed Document Number | 202325510 |
| Deed Book / Page | 10003 / 655 |
| Prior Transfer Date | Nov 29, 2004 |
| Prior Transfer Doc | 0000092712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 1020 HARMON AVE, HAMILTON, OH 45011-4416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1020 HARMON AVE, HAMILTON, OH 45011-4416 |
| Document Number | 0000038261 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 10282/1276 |
| Instrument | 2025-00038261 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Aug 14, 2023 |
| Property Address | 1020 HARMON AVE, HAMILTON, OH 45011-4416 |
| Document Number | 0000025510 |
| Book / Page | 10003 / 655 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023-00025510 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | RIVERTOWNE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 HARMON AVE, HAMILTON, OH 45011-4416 |
| Document Number | 0010003657 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 10003/657 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 1020 Harmon Ave was $1,056, down 0.6% from the year before.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| Municipality | Hamilton City |
| Unified School District | Hamilton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (-0.56%) | $24,840 Land $2,740 Building $22,100 | $70,980 Land $7,840 Building $63,140 |
| 2024 | $1,062.00 (-0.84%) | ||
| 2023 | $1,071.00 (+31.09%) | $24,840 (+55.74%) Land $2,740 Building $22,100 | $70,980 Land $7,840 Building $63,140 |
| 2022 | $817.00 | $15,950 Land $2,740 Building $13,210 | |
| 2020 | $45,580 Land $7,840 Building $37,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1020 Harmon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1020 Harmon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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