1020 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1020 Hands Pike, Covington, KY 41017

Property Summary

Property TypeDay Care, Pre-School
Details4,918 sqft · built 2005
Lot Size0.978 acres (42,645 sqft)
OwnerCompany Name on File
Last Sale$640,000 (Aug 2023)
Tax Bill$6,342 (2025)
Deeds & MortgagesAug 2023 Sale
Jan 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-20-00-055.08

Property Details

APN / Parcel Number

Primary APN044-20-00-055.08

Interior

Stories1 Story
Building Area4,918 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Lot Area42,645 sqft (0.978 acres)

Location & Zoning

Old Parcel Number0442000055.08
Street Address1020 HANDS PIKE
CityCOVINGTON
StateKY
Zip41017-9711
Property CategoryCommercial
Property TypeCommercial > Retail > Day Care, Pre-School
Legal Description0.979 ACS NORTH SIDE HANDS PK
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group5
Census Block5078
Census Tract65300

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1020 HANDS PIKE, COVINGTON, KY 41017-9711
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2023Deed, Transfer
Jan 24, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 10, 2020Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleOct 19, 2004 · Amount on Record
Deed Document Number0000241876
Deed Book / Page241 / 876
Record UpdatedJun 8, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 15, 2023
Property Address1020 HANDS PIKE, COVINGTON, KY 41017-9711
Document Number0005900191
Book / PageKC 241 / 876
Instrument DateJul 28, 2023
Instrument23081505900191
Transaction TypeTransfer
Record UpdatedAug 25, 2023

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4938 CORN ROW CT, INDEPENDENCE, KY 41051-8100

Transferred To (Grantee/Buyer)

NameVerified Name
Address1020 HANDS PIKE, COVINGTON, KY 41017-9711

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1020 HANDS PIKE, COVINGTON, KY 41017-9711
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900065
DateJan 24, 2022
Book Page144/210
Instrument22012405900065
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54903
Agreement
TypeLine of Credit
Term59 Months
DueDec 1, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address1020 HANDS PIKE, COVINGTON, KY 41017-9711
Document Number0000000018
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1020 HANDS PIKE COVINGTON KY 410179711, COVINGTON, KY 41017-9711

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,342.00 (+31.36%)$640,000 (+41.28%) Land $151,500 Building $488,500$640,000 (+41.28%) Land $151,500 Building $488,500
2023$4,828.00 (-2.39%)$453,000 (-) Land $151,500 Building $301,500$453,000 (-) Land $151,500 Building $301,500
2022$4,946.00$453,000 Land $151,500 Building $301,500$453,000 Land $151,500 Building $301,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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