1020 Hackberry Ct, Troy, MO 63379 Property Records

Lincoln County property record for 1020 Hackberry Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1989
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-005-021.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-005-021.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	972 sqft
Unfinished Basement	972 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,151 sqft (0.256 acres)

Location & Zoning

Street Address	1020 HACKBERRY CT
City	TROY
State	MO
Zip	63379-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 TROJAN LAKE PLAT 6
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	TROJAN LAKE
Legal Lot Number	148
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1005
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 HACKBERRY CT, TROY, MO 63379-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 8, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1020 HACKBERRY CT, TROY, MO 63379-3217
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 HACKBERRY CT, TROY, MO 63379-3217

Mortgage

Document Number	002491/978
Date	Jul 11, 2023
Book Page	2491/978
Instrument	2023005179

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 8, 2022
Property Address	1020 HACKBERRY CT, TROY, MO 63379-3217
Document Number	002485/459
Book / Page	2485 / 459
Map Reference	MB 12 PG 29A
Instrument Date	Nov 3, 2022
Instrument	2022011240
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 HACKBERRY CT, TROY, MO 63379-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 HACKBERRY CT, TROY, MO 63379-3217

Mortgage

Document Number	2022011241
Date	Nov 8, 2022
Instrument	2022011241

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Mortgage

Document Number	002485/461
Date	Nov 8, 2022
Book Page	2485/461
Instrument	2022011242

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,888 (-) Land $3,585 Building $21,303
2025	$1,563.00 (+5.18%)	$24,888 (+6.54%) Land $3,585 Building $21,303	$130,990 (+6.54%) Land $18,870 Building $112,120
2023	$1,486.00 (+4.72%)	$23,361 Land $2,896 Building $20,465	$122,950 Land $15,240 Building $107,710
2022	$1,419.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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