Bergen County and Teaneck Township property record for 1020 Grace Ter, Teaneck, NJ 07666
| Property Type | Single Family Home |
|---|---|
| Details | 1,840 sqft · built 1930 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jul 1998) |
| Tax Bill | $13,880 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-00902-0000-00020 |
| Primary APN | 60-00902-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,840 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 008371 |
|---|---|
| Street Address | 1020 GRACE TER |
| City | TEANECK |
| State | NJ |
| Zip | 07666-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 50X120 |
| Legal Block | 902 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | TEANECK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 54400 |
1020 Grace Ter is owned and occupied by an individual who bought it in July 1998.
Source: Bergen County and Teaneck Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 GRACE TER, TEANECK, NJ 07666-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1998 · Amount on File |
| Deed Sale | Jul 1, 1998 · Amount on File |
| Deed Document Number | 199898296 |
| Deed Book / Page | 8078 / 793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 1020 GRACE TER, TEANECK, NJ 07666-2621 |
| Document Number | 0000025538 |
| Book / Page | 5774 / 1189 |
| Instrument Date | Mar 21, 2026 |
| Instrument | 202625538 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 1020 GRACE TER, TEANECK, NJ 07666-2621 |
| Document Number | 0000025538, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5774/1189 |
| Instrument | 202625538 |
| Name | VALLEY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1020 GRACE TER, TEANECK, NJ 07666-2621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042630384 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 4263/384 |
| Instrument | 2021110875 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 1020 Grace Ter was $13,880, up 4.9% from the year before.
Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Teaneck Township |
| Unified School District | Teaneck Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,600 (-) Land $310,500 Building $295,100 | $605,600 (-) Land $310,500 Building $295,100 | |
| 2025 | $13,880.00 (+4.94%) | $605,600 Land $310,500 Building $295,100 | $605,600 Land $310,500 Building $295,100 |
| 2024 | $13,226.00 | ||
| 2023 | $371,900 Land $189,000 Building $182,900 | $371,900 Land $189,000 Building $182,900 | |
| 2022 | $12,038.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 Grace Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1020 Grace Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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