1020 Geneva St, Livermore, CA 94550 Property Records

Alameda County property record for 1020 Geneva St, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1970
Lot Size	0.173 acres (7,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 1999)
Tax Bill	$6,348 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97-142-12`

Property Details

APN / Parcel Number

Primary APN	`97-142-12`
Alternative APN	`097-0142-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,513 sqft (0.173 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1020 GENEVA ST
City	LIVERMORE
State	CA
Zip	94550-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00090 BLK: TR: 2827
Legal Tract	2827
Legal Lot Number	90
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3008
Census Tract	451602

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1020 GENEVA ST, LIVERMORE, CA 94550-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 1999 · Amount on Record
Deed Sale	Feb 11, 1999 · Amount on Record
Deed Document Number	199963276
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1020 GENEVA ST, LIVERMORE, CA 94550-5624
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GENEVA ST, LIVERMORE, CA 94550-5624

Mortgage

Document Number	0000343719
Date	Oct 15, 2021
Instrument	2021343719

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1020 GENEVA ST, LIVERMORE, CA 94550-5624
Document Number	0000150031
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 GENEVA ST LIVERMORE CA 945505624, LIVERMORE, CA 94550-5624

Mortgage

Document Number	0000150031
Date	Jun 29, 2020
Instrument	150031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1020 GENEVA ST, LIVERMORE, CA 94550-5624
Document Number	0000175036
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 GENEVA ST LIVERMORE CA 945505624, LIVERMORE, CA 94550-5624

Mortgage

Document Number	0000175036
Date	Aug 10, 2017
Instrument	175036

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,695 (+0.49%) Land $141,508 Building $330,187
2025	$6,348.00 (+3.88%) Homeowner's exemption	$462,447 (+4.04%) Land $138,734 Building $323,713
2023	$6,111.00 Homeowner's exemption	$444,493 Land $133,348 Building $311,145	$1,003,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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