1020 Garden Rd, Orange, CT 06477 Property Records

Orange Town property record for 1020 Garden Rd, Orange, CT 06477

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,098 sqft · built 1925
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Tax Bill	$6,069 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-01-09`

Property Details

APN / Parcel Number

Primary APN	`095-01-09`
Alternative APNs	`ORAN M:95 B:1 L:9` `ORNG M:95 B:1 L:9` `170700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,007 sqft
Basement Area	1,007 sqft
Unfinished Basement	1,007 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	170700
Street Address	1020 GARDEN RD
City	ORANGE
State	CT
Zip	06477-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	1
Legal Lot Number	9
Jurisdiction	ORANGE CT
Township / Civil Division	ORANGE
Census Block Group	1
Census Block	1000
Census Tract	157300

Owner

1020 Garden Rd is owned and occupied by an individual.

Source: Orange Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1020 GARDEN RD, ORANGE, CT 06477-1042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE
Jan 25, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Nov 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	1020 GARDEN RD, ORANGE, CT 06477-1042
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000737-120
Date	Apr 30, 2025
Book Page	737/120

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	1020 GARDEN RD, ORANGE, CT 06477-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000728-704
Date	Jan 25, 2024
Book Page	728/704

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	1020 GARDEN RD, ORANGE, CT 06477-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000721-239
Date	Nov 9, 2022
Book Page	721/239

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CT
Recording Date	Aug 17, 2018
Property Address	1020 GARDEN RD, ORANGE, CT 06477-1042
Document Number	676-717
Book / Page	000676 / 000717
Instrument Date	Aug 6, 2018
Instrument	1288340003
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 GARDEN RD ORANGE CT 064771042, ORANGE, CT 06477-1042

Tax Assessment & Valuation

The 2026 property tax bill for 1020 Garden Rd was $6,069, down 5.8% from the year before.

Source: Orange Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Orange Town
Elementary School District	Orange School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,069.00 (-5.85%)	$221,500 (-) Land $160,900 Building $60,600	$363,454 (+134.41%)
2025	$6,446.00	$221,500 Land $160,900 Building $60,600	$155,050 Land $112,630 Building $42,420
2024	$6,446.00 (+21.81%)
2023	$5,292.00 (-1.23%)	$163,800 (-) Land $117,400 Building $46,400
2022	$5,358.00	$163,800 Land $117,400 Building $46,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Garden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Garden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garden Rd

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