1020 Furgeson Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1020 Furgeson Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,096 sqft · built 2021
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Company Names on Record
Last Sale	$560,000 (Jan 2023)
Tax Bill	$8,834 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-600193`

Property Details

APN / Parcel Number

Primary APN	`02-600193`
Alternative APN	`600193`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	600193
Street Address	1020 FURGESON LN
City	FREDERICK
State	MD
Zip	21702-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 4,950 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Lot Number	96
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1020 FURGESON LN, FREDERICK, MD 21702-4913
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2021	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Last Transfer Date	Oct 28, 2024
Transfer Doc	0171050394
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 6, 2023
Property Address	1020 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0162880168
Book / Page	16288 / 168
Map Reference	MB 103 PL 167
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1020 FURGESON LN, FREDERICK, MD 21702-4913

Mortgage

Document Number	0016288173
Date	Jan 6, 2023
Instrument	16288/173

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 12, 2021
Property Address	1020 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0148810315
Book / Page	14881 / 315
Map Reference	MB 103 PG 167
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,142.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1020 FURGESON LN, FREDERICK, MD 21702-4913

Mortgage

Document Number	0014881321
Date	May 12, 2021
Instrument	14881/321

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,700 (+14.95%) Land $105,000 Building $416,700	$521,700 (-) Land $105,000 Building $416,700
2024	$8,834.00 (+7.13%)
2023	$8,246.00	$453,833	$521,700 Land $105,000 Building $416,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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