St. Croix County property record for 1020 Franklin St, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.182 acres (7,945 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,500 (Jun 2026) |
| Tax Bill | $2,894 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-1033-30-000 |
| Primary APN | 106-1033-30-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,945 sqft (0.182 acres) |
|---|
| Street Address | 1020 FRANKLIN ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-9315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND VIEW ADD. LOT 3 VIL BALDWIN & INC E 1/2 VACATED ALLEY LYING DIRECTLY W OF SD LOT 3 |
| Legal Range | 17W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Subdivision | GRAND VIEW ADD |
| Legal Lot Number | 3 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 120801 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU |
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Feb 16, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Document Number | 20261209188 |
| Prior Transfer Date | Jan 21, 2021 |
| Prior Transfer Doc | 0001123409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jun 25, 2026 |
| Property Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Document Number | 0001209188 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261209188 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,990.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Document Number | 0001209188, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20261209188 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001201330 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 1201330 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MENOMONIE, WI 54751 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001170586 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 1170586 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2020 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 12.7% |
| Index | Other |
| Margin | 4 |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001125412 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 1125412 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Feb 16, 2021 |
| Property Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
| Document Number | 0001123409 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 1123409 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 FRANKLIN ST, BALDWIN, WI 54002-9315 |
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,894.00 (+0.03%) Homeowner's exemption | ||
| 2025 | $2,893.00 (+14.3%) Homeowner's exemption | $152,500 (-) Land $31,700 Building $120,800 | $152,500 (-) Land $31,700 Building $120,800 |
| 2023 | $2,531.00 Homeowner's exemption | $152,500 Land $31,700 Building $120,800 | $152,500 Land $31,700 Building $120,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people · EPA ID WI6560119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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