Rowan County property record for 1020 Fraley St, Salisbury, NC 28146 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,286 sqft · built 1960 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2024) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 412 236 |
| Primary APN | 412 236 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 120 sqft |
| Storage Building | Storage Building |
| Heating System | Radiant |
|---|
| Street Address | 1020 FRALEY ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-7307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .53AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 51101 |
Source: Rowan County records · APN 412 236
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 FRALEY ST, SALISBURY, NC 28146-7307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Oct 31, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2024 · Amount on Record |
| Deed Sale | Dec 06, 2024 · Amount on Record |
| Prior Sale | May 30, 2008 · Amount on Record |
| Prior Transfer Date | Oct 08, 2018 |
| Prior Transfer Doc | 0013180162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1020 FRALEY ST, SALISBURY, NC 28146-7307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VETERAN EXPRESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0014110763 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 1411/763 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1020 FRALEY ST, SALISBURY, NC 28146-7307 |
| Document Number | 0013180163 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1020 FRALEY ST SALISBURY NC 281467307, SALISBURY, NC 28146-7307 |
| Document Number | 0013180163 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 001318/000163 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 31, 2018 |
| Property Address | 1020 FRALEY ST, SALISBURY, NC 28146-7307 |
| Document Number | 0013180162 |
| Book / Page | 001318 / 000162 |
| Instrument Date | Oct 08, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 FRAKEY ST SALISBURY NC 28146, SALISBURY, NC 28146 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Faith Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 | $141,774 (-) Land $29,000 Building $112,774 | |
| 2023 | $1,403.00 | $141,774 Land $29,000 Building $112,774 | $141,774 Land $29,000 Building $112,774 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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