1020 Florence St, Enumclaw, WA 98022 Property Records

King County property record for 1020 Florence St, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,460 sqft · built 1940
Lot Size	0.339 acres (14,760 sqft)
Owner	2 Company Names on File
Last Sale	$760,000 (Jul 2024)
Tax Bill	$7,702 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076400-0155`

Property Details

APN / Parcel Number

Primary APN	`076400-0155`
Alternative APN	`076400015509`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,460 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	2,090 sqft
Upper Floors Area	1,370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,760 sqft (0.339 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Deck Area	580 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	076400015509
Street Address	1020 FLORENCE ST
City	ENUMCLAW
State	WA
Zip	98022-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BERGS O M ADD TO ENUMCLAW
Legal Range	06
Legal Township	20
Legal Section	23
Legal Subdivision	BERGS O M ADD TO ENUMCLAW
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	4
Census Block	4025
Census Tract	31400

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2024818
Prior Transfer Date	Jul 11, 1992
Prior Transfer Doc	0007160062
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123

Mortgage

Document Number	0000000377
Date	Sep 9, 2022
Instrument	20220909000377

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001712
Date	Jun 21, 2021
Instrument	20210621001712

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001102
Date	Jun 29, 2020
Instrument	20200629001102

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001319
Date	Nov 4, 2019
Instrument	20191104001319

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Sep 1, 2017
Property Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123
Document Number	0000001345
Map Reference	VOL26 PG12
Instrument Date	Aug 31, 2017
Instrument	20170901001345
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TITLE CO WA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FLORENCE ST, ENUMCLAW, WA 98022-2123

Mortgage

Document Number	0000001346
Date	Sep 1, 2017
Instrument	20170901001346

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Enumclaw City
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,702.00 (+5.62%)
2025		$803,000 (+5.66%) Land $206,000 Building $597,000	$803,000 (+5.66%) Land $206,000 Building $597,000
2024	$7,292.00 (+7.82%)	$760,000 (+2.15%) Land $186,000 Building $574,000	$760,000 (+2.15%) Land $186,000 Building $574,000
2022	$6,763.00	$744,000 Land $183,000 Building $561,000	$744,000 Land $183,000 Building $561,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENUMCLAW WATER DEPARTMENT serves 23,276 people · EPA ID WA5323600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cyberdyne Networks Fixed Wireless	100 / 100

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

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