1020 Flat Rock Rd, Madison, GA 30650 Property Records

Morgan County property record for 1020 Flat Rock Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2017
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$148,350 (Jan 2018)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017A 052`

Property Details

APN / Parcel Number

Primary APN	`017A 052`
Alternative APN	`1667`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
1st Floor Area	1,300 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Terrain	Rolling
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1667
Street Address	1020 FLAT ROCK RD
City	MADISON
State	GA
Zip	30650-3166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.06 ACRES BOSTWICK HWY
Legal Subdivision	FLAT ROCK ACRES >1
Jurisdiction	MORGAN GA
Township / Civil Division	BOSTWICK
Census Block Group	1
Census Block	1051
Census Tract	10100

Owner

Source: Morgan County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE LENDING
Jul 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Jan 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	201877
Deed Book / Page	602 / 492
Prior Transfer Date	Oct 14, 1977
Prior Transfer Doc	0095000267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Recording Date	Sep 24, 2026
Property Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166
Document Number	0771000779
Book / Page	771 / 779
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166

Mortgage

Document Number	0771000779,
Date	Sep 24, 2026
Book Page	771/779

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000593/305
Date	Jul 6, 2017
Book Page	593/305
Instrument	002221

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2018

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jan 26, 2018
Property Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166
Document Number	000602/492
Book / Page	602 / 492
Instrument Date	Jan 26, 2018
Instrument	2018-000077
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FLAT ROCK RD, MADISON, GA 30650-3166

Mortgage

Document Number	000602/493
Date	Jan 31, 2018
Book Page	602/493
Instrument	000296

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (+6.34%) Homeowner's exemption	$71,467 (+21.08%) Land $6,784 Building $64,683	$178,667 (+21.08%) Land $16,960 Building $161,707
2023	$1,340.00 (+0.75%) Homeowner's exemption	$59,025 (+8.49%) Land $6,784 Building $52,241	$147,563 (+8.49%) Land $16,960 Building $130,603
2022	$1,330.00 Homeowner's exemption	$54,406 Land $5,300 Building $49,106	$136,015 Land $13,250 Building $122,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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