1020 Fields Rd, Bessemer, AL 35023 Property Records

Jefferson County property record for 1020 Fields Rd, Bessemer, AL 35023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,653 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2024)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00-09-0-000-016.002`

Property Details

APN / Parcel Number

Primary APN	`32-00-09-0-000-016.002`
Alternative APNs	`32090000016002RR00` `36013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,653 sqft
Basement Area	1,653 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	36013
Street Address	1020 FIELDS RD
City	BESSEMER
State	AL
Zip	35023-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	COM NE COR OF SE4 OF SE4 SEC 9 TP 18S R 6W TH S 503.5 FT TO POB CONT S 131.8 FT W 484.6 FT TO C/L OF FIELDS RD TH N ALG C/L 131.8 FT TH E 487.5 FT TO POB LESS & EXC RD R/W
Legal Range	06W
Legal Township	18S
Legal Section	09
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	2
Census Block	2008
Census Tract	14107

Owner

1020 Fields Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Jefferson County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 FIELDS RD, BESSEMER, AL 35023-7132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	202498189
Prior Transfer Date	Oct 17, 2001
Prior Transfer Doc	2001005826
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 2, 2022
Property Address	1020 FIELDS RD, BESSEMER, AL 35023-7132
Document Number	0000093743
Instrument Date	Sep 1, 2022
Instrument	2022093743
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FIELDS RD, BESSEMER, AL 35023-7132

Mortgage

Document Number	0000093744
Date	Sep 2, 2022
Instrument	2022093744

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1020 FIELDS RD, BESSEMER, AL 35023-7132
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FIELDS RD, BESSEMER, AL 35023-7132

Mortgage

Document Number	0000043368
Date	Apr 18, 2022
Instrument	2022043368

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 1, 2021
Property Address	1020 FIELDS RD, BESSEMER, AL 35023-7132
Document Number	0000022615
Instrument Date	Feb 18, 2021
Instrument	2021022615
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FIELDS RD, BESSEMER, AL 35023-7132

Mortgage

Document Number	0000022616
Date	Mar 1, 2021
Instrument	2021022616

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Fields Rd was $1,588, up 0.9% from the year before.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (+0.89%) Homeowner's exemption	$32,760	$327,600 Land $21,600 Building $306,000
2024	$1,574.00
2023		$30,760 Land $2,160 Building $28,600	$307,600 Land $21,600 Building $286,000
2022	$771.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1020 Fields Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1020 Fields Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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